https://medpli.com/wp-content/uploads/2020/05/maryland-medical-malpractice-insurance-medpli.jpg Maryland: Medical Malpractice Insurance Requirements for 2020 Maryland physicians are not legally required to carry medical malpractice insurance. If a physician chooses to forego coverage, they are required to notify their patients in writing at the time of the patient’s first visit, and as part of obtaining the patient’s informed consent for any procedure or surgery, that they lack medical malpractice insurance. Maryland physicians are also required to post their lack of medical malpractice insurance coverage in their place of practice. However, Maryland physicians are required to carry medical professional liability insurance limits of $1 million per occurrence or claim and $3 million per annual aggregate to obtain hospital credentialing and to participate in health plans in Maryland. Maryland: Medical Malpractice Insurance Outcomes for 2019 TOTAL PAYOUT The total medical malpractice payout in Maryland for 2019 was $46,361,500. TOTAL PAYOUT VS. OUTCOME W3Zpc3VhbGl6ZXIgaWQ9IjE4OTciXQ TYPE OF INJURY W3Zpc3VhbGl6ZXIgaWQ9IjE5MDEiXQ PATIENT AGE W3Zpc3VhbGl6ZXIgaWQ9IjE5MDUiXQ PAYOUTS BY PATIENT TYPE W3Zpc3VhbGl6ZXIgaWQ9IjE5MDkiXQ PAYOUTS BY PATIENT GENDER W3Zpc3VhbGl6ZXIgaWQ9IjE5MTMiXQ MARYLAND MEDICAL MALPRACTICE INSURANCE RATES BY SPECIALTY Specialty Approximate Rate Minimum Rate Maximum Rate Anesthesiology $17,000 $7,000 $35,000 Cardiovascular Disease Minor Surgery $24,000 $12,000 $35,000 Emergency Medicine $37,000 $19,000 $53,000 Family Practice No Surgery $14,000 $7,000 $21,000 Gastroenterology No Surgery $17,000 $10,000 $25,000 General Surgery $51,000 $19,000 $82,000 Internal Medicine No Surgery $15,000 $7,000 $21,000 Neurology No Surgery $20,000 $10,000 $30,000 Obstetrics and Gynecology Major Surgery $109,000 $77,000 $159,000 Occupational Medicine $11,000 $6,000 $20,000 Ophthalmology No Surgery $10,000 $5,000 $16,000 Orthopedic Surgery No Spine $47,000 $19,000 $67,000 Pediatrics No Surgery $15,000 $8,000 $21,000 Psychiatry $11,000 $6,000 $16,000 Radiology - Diagnostic $21,000 $10,000 $26,000 *State filed rates from 2016 If you’re a physician working in Maryland and looking for medical malpractice insurance, reach out to MEDPLI. We work with doctors in most specialties. If you’re a surgeon based in Baltimore, an OB/GYN in Gaithersburg, or an oncologist in Annapolis, we will help you obtain coverage from an A-rated carrier. For more information about Maryland medical malpractice insurance, read our 2019 Maryland Physician’s Guide to Medical Malpractice Insurance. MEDPLI offers tail insurance, group coverage, private practice malpractice coverage, and more. See our Products & Services page to find out how we can help you.