Radiologist Medical Malpractice Insurance

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A Masked Female Radiologist With Tailored Medical Malpractice Insurance Examining A Set Of XRays

As radiologists’ responsibilities have grown, so has their liability. Medical malpractice insurance can protect them.

There are almost 50,000 radiologists in the U.S. practicing diagnostic radiology, interventional radiology, and radiation oncology. Despite the increased demand for radiology care, there is an ongoing shortage of providers, thus adding to the workload of existing professionals. The ultra-critical nature of diagnostics, coupled with the potential side effects of radiation, leave radiologists vulnerable to be sued for several different claims.

MEDPLI helps protect radiologists from the potentially devastating financial consequences of a lawsuit by securing them the best medical malpractice coverage for their work.

Why Radiologists Need Medical Malpractice Insurance

The scope of radiologists’ work has evolved beyond taking X-rays and sending them to the PCP; many of them play a continuing role in managing patient care. Depending on his or her specialty, a radiologist may face a medical malpractice claim relating to assessment, communication, or procedural complications.

Radiologists tend to be sued for:

  • Misdiagnosis (almost 70%)

  • Procedural errors

  • Interventional complications

  • Negligence in doctor-patient communication

  • Misuse of off-label medications and devices

While many malpractice claims against radiologists are dismissed in court, these cases still require up-front legal fees. The matter might be settled out of court, in which case the radiologist would be left with legal fees and the cost of the settlement payout. If the case goes through the court process, the radiologist will have to pay for whatever damages are ordered, which could vary depending on state. This is why medical malpractice protection is imperative.

Comprehensive medical malpractice coverage protects radiologists from the financial hardship of a lawsuit, including:

  • Attorney representation costs

  • Damages awarded to the plaintiff

Radiologist Medical Malpractice Insurance Rates

Rates for radiologist malpractice coverage differ by state and specialty. Request a quote from MEDPLI today to explore occurrence and claims coverage options.

State City Premium Estimate Limits of Liability
AL Birmingham $10,000 $1,000,000/$3,000,000
AR Little Rock $9,000 $1,000,000/$3,000,000
AZ Phoenix $12,000 $1,000,000/$3,000,000
CA Los Angeles $9,000 $1,000,000/$3,000,000
CO Denver $12,000 $1,000,000/$3,000,000
CT Bridgeport $20,000 $1,000,000/$4,000,000
DE Wilmington $17,000 $1,000,000/$3,000,000
DC Washington DC $25,000 $1,000,000/$3,000,000
FL* Miami $40,000 $1,000,000/$3,000,000
FL* Miami $25,000 $250,000/$750,000
GA Atlanta $16,000 $1,000,000/$3,000,000
HI Honolulu $18,000 $1,000,000/$3,000,000
IA Des Moines $8,000 $1,000,000/$3,000,000
ID Boise $7,000 $1,000,000/$3,000,000
IL Chicago $28,000 $1,000,000/$3,000,000
KS Wichita $7,000 + KS HCSF $200,000/$600,000
KY Louisville $17,000 $1,000,000/$3,000,000
IN Indianapolis $7,000 + IN PCF $250,000/$750,000
LA New Orleans $10,000 + LA PCF $1,000,000/$3,000,000
MA Boston $15,000 $1,000,000/$3,000,000
MD Baltimore $17,000 $1,000,000/$3,000,000
ME Portland $14,000 $1,000,000/$3,000,000
MI Detroit $20,000 $1,000,000/$3,000,000
MO St. Louis $17,000 $1,000,000/$3,000,000
MN Minneapolis $6,000 $1,000,000/$3,000,000
MS Jackson $18,000 $1,000,000/$3,000,000
MT Billings $20,000 $1,000,000/$3,000,000
NC Charlotte $11,000 $1,000,000/$3,000,000
ND Fargo $8,000 $1,000,000/$3,000,000
NE Omaha $4,000 $1,000,000/$3,000,000
NH Manchester $16,000 $1,000,000/$3,000,000
NM** Albuquerque $10,000 + NM PCF $200,000/600,000
NJ Newark $18,000 $1,000,000/$3,000,000
NV Las Vegas $17,000 $1,000,000/$3,000,000
NY Manhattan, NY $45,000 $1,300,000/$3,900,000
OH Columbus $15,000 $1,000,000/$3,000,000
OK Oklahoma City $14,000 $1,000,000/$3,000,000
OR Portland $9,000 $1,000,000/$3,000,000
PA Philadelphia $16,000 + MCARE $500,000/$1,500,000
RI Providence $19,000 $1,000,000/$3,000,000
SC Charleston $12,000 $1,000,000/$3,000,000
SD Sioux Falls $7,000 $1,000,000/$3,000,000
TN Nashville $12,000 $1,000,000/$3,000,000
TX* Houston $9,000 $200,000/$600,000
TX* Houston $14,000 $1,000,000/$3,000,000
UT Salt Lake City $12,000 $1,000,000/$3,000,000
VA Virginia Beach $13,000 $2,500,000/$7,500,000
VT Burlington $12,000 $1,000,000/$3,000,000
WA Seattle $14,000 $1,000,000/$3,000,000
WI Milwaukee $6,000 + PCF $1,000,000/$3,000,000
WV Charleston $22,000 $1,000,000/$3,000,000
WY Cheyenne $16,000 $1,000,000/$3,000,000

*These states offer limit options
** Only Occurrence; no Claims-Made coverage

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