About Us
Who is MEDPLI?
At MEDPLI, we specialize in delivering tailored medical malpractice insurance solutions for healthcare professionals across the United States. Through our partnerships with “A”-rated insurers, we offer dependable coverage designed to meet the unique needs of doctors and medical providers.
Our mission is to make malpractice insurance more accessible, affordable, and effective. By choosing MEDPLI as your broker, you gain access to expert guidance, competitive rates, and personalized service. We optimize your insurance program to deliver robust protection, cost savings, and peace of mind.
Our Services
Why Choose MEDPLI for Medical Malpractice Insurance?
- Streamlined Process
Obtaining the best malpractice insurance solution can be overwhelming. MEDPLI handles the legwork so that you can focus on patient care. - Personalized Service
Unlike generic providers, MEDPLI assigns a dedicated Insurance Broker to every client. Your broker is your go-to expert, ready to provide tailored solutions, cost-saving strategies, and ongoing support. - Significant Savings
On average, our clients save 23% on insurance premiums. - Proactive Approach
Insurance rates fluctuate. MEDPLI continually reviews your coverage to ensure you receive the best value, year after year.
Customer Reviews
Robust malpractice coverage across a wide range of specialties
Robust Malpractice Coverage Across a Wide Range of Specialties
Average Savings
5-Star Reviews
Doctors Served
Our Core Values
Frequently Asked Questions: Medical Malpractice Insurance with MEDPLI
A: Malpractice insurance protects your career and finances from lawsuits, legal fees, and settlements. Without it, a single claim could jeopardize everything you’ve built. In addition to the inherent protections of a strong professional liability policy, you may need proof of malpractice coverage for contracts with health insurance payers, hospital privileges, or other credentialing bodies. MEDPLI helps you get the right coverage, fast.
A: We help you secure top-tier medical malpractice insurance, tailored to your specialty, state, and risk profile. From first-time policies to tail coverage and renewals, we make it easier to secure coverage. Our team of caring professionals is dedicated to creating the best experience for buying and maintaining coverage that fits your needs.
A: Our services are free to physicians.
We’re paid by the insurance carriers, which means you get expert, unbiased advice and dedicated advocacy at no cost to you. We forgo charging fees to our clients because our sole focus is on medical malpractice insurance. We are committed to fostering long-term relationships founded on trust and exceptional service.
A: We focus 100% on medical malpractice insurance. That means faster results, deeper market knowledge, and better protection. We’re your broker and your advocate. Our network of specialty underwriters and experience helping thousands of doctors make us the easy choice for getting the best results.
A: Yes. While some carriers offer multiple payment options, many specialty carriers require payment in full to bind a policy. When this is the case, we help to coordinate payment in full to the carrier while you pay the balance over the year.
We understand the importance of cash flow flexibility in small businesses, particularly for healthcare startups or practices that are waiting for a backlog of Medicare payments. An exception to finding a monthly payment plan is with Tail Coverage, which must be paid in full to finalize coverage.
A: Yes. If you’ve had prior claims, faced non-renewal, or been labeled high-risk, MEDPLI can match you with carriers that specialize in complex risk profiles.
MEDPLI works hard to ensure you’re still protected and at a fair price. Generally, after experiencing claims or a non-renewal, you will see elevated premiums for several years. We work to mitigate the high costs while securing strong coverage. As an independent broker, we shop a wide range of carriers with varying appetites for medical professional liability risk transfer.
A: Absolutely. We help physicians understand and secure tail coverage, whether you’re changing jobs, switching from claims-made to occurrence, or retiring. We’ll walk you through your options so you avoid coverage gaps.
MEDPLI has helped thousands of doctors navigate their unique circumstances, including changing jobs, closing practices, retirement, and more. Some carriers offer free tail in the event of death, disability, or permanent retirement from the practice of medicine.
A: Yes. MEDPLI is licensed in all 50 states and works with physicians across all specialties, including high-risk fields like OB/GYN, general surgery, and pain management. We understand the regulatory differences and carrier landscapes state by state.
A: Yes. We provide detailed comparisons of premium rates, coverage limits, exclusions, defense provisions, and consent-to-settle clauses so you understand your options.
NOTE: It is essential to read your policy and consult with your broker if you have questions.
A: Generally not. If you are truly seeking the most affordable coverage, you can expect some limitations in your coverage. Likewise, the most expensive coverage is not necessarily the best.
Carriers use proprietary actuarial risk modeling; hence, premium rates can vary widely. Finding a balance between affordability and strong protection is generally the aim. We understand everyone has different risk tolerance and budget, so we work with a wide range of insurance carriers. Price is important, but it is not the most important metric when evaluating options.
A: You can request a free quote online or call us directly at 800-969-1339. We’ll gather a few details to help understand your situation, evaluate your coverage needs, and provide you with options to help you make an informed decision. Buying malpractice insurance can feel overwhelming, but we will make the process less stressful, time-consuming, and costly. When you work with MEDPLI, you have a broker and a team of client service professionals dedicated to making your malpractice insurance easier.
