Cardiologist Medical Malpractice Insurance

Home/Specialties/Cardiologist Medical Malpractice Insurance
A Male cardiologist With Medical Malpractice Insurance Using A Stethoscope To Listen To A Female Patient's Heart

Cardiologists deliver a wide variety of care and need customized medical malpractice insurance solutions that consider their practice’s diversity.

Interventional cardiologists, electrophysiologists, and other cardiac specialists are more likely to face a lawsuit than many other types of doctors.

  • A recent Medscape study on cardiology malpractice claims reported that 65% of cardiologists have been named as a defendant in a malpractice lawsuit

  • Nearly half of cardiologists reported being sued more than one time.

  • The average payout for cardiology malpractice verdicts in favor of the plaintiff from 2010 to 2015 was $2,266,745.50.

The surest way to protect yourself from lawsuit damages and attorney fees is by maintaining comprehensive medical malpractice insurance from an A-rated carrier. MEDPLI helps cardiologists save up to 28% on their insurance premiums. Contact us today to get a quote for your cardiologist medical malpractice insurance.

Why Cardiologists Need Medical Malpractice Insurance

Because of the diversity of the specialty, common cardiology malpractice claims include both diagnostic and procedural allegations. Cardiologists tend to be sued for:

  • wrongful death

  • complications from treatment/surgery

  • failure to diagnose/delayed diagnosis

  • poor outcome/disease progression

  • failure to treat/delayed treatment

  • abnormal injury

  • medication errors

  • poor documentation

According to a Medscape survey from 2019, cardiologists involved in a malpractice lawsuit reported that it took between 1-5 years to fully resolve the claim. When asked what they would do differently in the future, the top two responses cited were:

  • better documentation

  • spending more time with the patient and their family

The right medical malpractice insurance will ensure that you and your practice are protected from numerous factors in the event of a malpractice claim. These are:

  • Monetary damages awarded to the plaintiff

  • Attorney’s fees

Many states require cardiologists to carry malpractice insurance, but not all. Most hospitals require it if you want admitting privileges.

Cardiologist Medical Malpractice Insurance Rates

All cardiologists should review their policy with a qualified insurance broker to ensure that the correct medical malpractice coverage is in place for invasive, noninvasive, and/or interventional cardiology services.

Rates for cardiologist medical malpractice insurance vary widely by location and every practice is unique. Mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. Request a quote from MEDPLI today to explore occurrence and claims coverage options.

State City Premium Estimate Limits of Liability
AL Birmingham $10,000 $1,000,000/$3,000,000
AR Little Rock $10,000 $1,000,000/$3,000,000
AZ Phoenix $15,000 $1,000,000/$3,000,000
CA Los Angeles $10,000 $1,000,000/$3,000,000
CO Denver $15,000 $1,000,000/$3,000,000
CT Bridgeport $15,000 $1,000,000/$4,000,000
DE Wilmington $15,000 $1,000,000/$3,000,000
DC Washington DC $25,000 $1,000,000/$3,000,000
FL* Miami $30,000 $1,000,000/$3,000,000
FL* Miami $20,000 $250,000/$750,000
GA Atlanta $15,000 $1,000,000/$3,000,000
HI Honolulu $15,000 $1,000,000/$3,000,000
IA Des Moines $10,000 $1,000,000/$3,000,000
ID Boise $10,000 $1,000,000/$3,000,000
IL Chicago $30,000 $1,000,000/$3,000,000
KS Wichita $10,000 + KS HCSF $200,000/$600,000
KY Louisville $15,000 $1,000,000/$3,000,000
IN Indianapolis $10,000 + IN PCF $250,000/$750,000
LA New Orleans $10,000 + LA PCF $1,000,000/$3,000,000
MA Boston $15,000 $1,000,000/$3,000,000
MD Baltimore $20,000 $1,000,000/$3,000,000
ME Portland $10,000 $1,000,000/$3,000,000
MI Detroit $20,000 $1,000,000/$3,000,000
MO St. Louis $15,000 $1,000,000/$3,000,000
MN Minneapolis $10,000 $1,000,000/$3,000,000
MS Jackson $15,000 $1,000,000/$3,000,000
MT Billings $15,000 $1,000,000/$3,000,000
NC Charlotte $5,000 $1,000,000/$3,000,000
ND Fargo $5,000 $1,000,000/$3,000,000
NE Omaha $10,000 $1,000,000/$3,000,000
NH Manchester $20,000 $1,000,000/$3,000,000
NM** Albuquerque $20,000 + NM PCF $200,000/600,000
NJ Newark $20,000 $1,000,000/$3,000,000
NV Las Vegas $20,000 $1,000,000/$3,000,000
NY Manhattan, NY $45,000 $1,300,000/$3,900,000
OH Columbus $15,000 $1,000,000/$3,000,000
OK Oklahoma City $10,000 $1,000,000/$3,000,000
OR Portland $10,000 $1,000,000/$3,000,000
PA Philadelphia $20,000 + MCARE $500,000/$1,500,000
RI Providence $10,000 $1,000,000/$3,000,000
SC Charleston $10,000 $1,000,000/$3,000,000
SD Sioux Falls $5,000 $1,000,000/$3,000,000
TN Nashville $10,000 $1,000,000/$3,000,000
TX* Houston $10,000 $200,000/$600,000
TX* Houston $15,000 $1,000,000/$3,000,000
UT Salt Lake City $10,000 $1,000,000/$3,000,000
VA Virginia Beach $15,000 $2,500,000/$7,500,000
VT Burlington $10,000 $1,000,000/$3,000,000
WA Seattle $10,000 $1,000,000/$3,000,000
WI Milwaukee $10,000 + PCF $1,000,000/$3,000,000
WV Charleston $15,000 $1,000,000/$3,000,000
WY Cheyenne $15,000 $1,000,000/$3,000,000

*These states offer limit options
** Only Occurrence; no Claims-Made coverage

GET QUOTE

Get a fast quote for cardiologist medical malpractice insurance.

First Step - Step 1 of 2