Internist Medical Malpractice Insurance

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Hospitalist With Medical Malpractice Insurance Caring For An Older Female Patient In The Hospital

Internists care for the whole patient – let MEDPLI take care of your medical malpractice insurance.

Internists are equipped to deal with a variety of complex problems – finding the right medical malpractice insurance policy shouldn’t have to be one of them. Luckily, internal medicine physicians tend to pay lower premiums for medical malpractice insurance than most other providers.

The right medical malpractice insurance from an A-rated carrier is the surest way to protect yourself from lawsuit damages, attorney fees, and more. Contact us today to learn more about the different types of policies available or to get a quote for your internist medical malpractice insurance.

Why Internists Need Medical Malpractice Insurance

All physicians are at risk of experiencing a medical malpractice claim.

While the likelihood of facing a lawsuit is low for internists, research shows that they tend to be sued for:

  • Missed, delayed, or incorrect diagnosis
    Diagnosis-related claims are commonly related to myocardial infarction (MI), lung, colorectal, prostate, and breast cancer,  cancer, acute cerebrovascular accident, and pulmonary embolism.

  • Medical treatment allegations
    Commonly related to failure or delay in obtaining a consult or referral, failure or delay in ordering diagnostic tests, failure to consider available clinical information, and inadequate communication among healthcare professionals about the patient’s condition.

  • Improper medication management
    Including failure to appropriately monitor anticoagulants, failure to address medication side effects, and failure to identify drug interactions.

If you should have to face a malpractice lawsuit, medical malpractice insurance is well worth the expense. The right medical malpractice insurance will protect you from multiple factors in the event of a lawsuit. These are:

  • Monetary damages awarded to the plaintiff

  • Attorney’s fees

Even if you win your lawsuit or the claim gets dismissed, internists without malpractice insurance can expect to pay tens of thousands of dollars to defend themselves against a claim.

Internist Medical Malpractice Insurance Rates

Rates for internist medical malpractice insurance can vary widely by a number of factors, including location, type of procedures performed, previous claims history and more. Mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.

State City Premium Estimate Limits of Liability
AL Birmingham $8,000 $1,000,000/$3,000,000
AR Little Rock $8,000 $1,000,000/$3,000,000
AZ Phoenix $12,000 $1,000,000/$3,000,000
CA Los Angeles $7,000 $1,000,000/$3,000,000
CO Denver $10,000 $1,000,000/$3,000,000
CT Bridgeport $12,000 $1,000,000/$4,000,000
DE Wilmington $12,000 $1,000,000/$3,000,000
DC Washington DC $18,000 $1,000,000/$3,000,000
FL* Miami $25,000 $1,000,000/$3,000,000
FL* Miami $18,000 $250,000/$750,000
GA Atlanta $10,000 $1,000,000/$3,000,000
HI Honolulu $10,000 $1,000,000/$3,000,000
IA Des Moines $7,000 $1,000,000/$3,000,000
ID Boise $7,000 $1,000,000/$3,000,000
IL Chicago $20,000 $1,000,000/$3,000,000
KS Wichita $7,000 + KS HCSF $200,000/$600,000
KY Louisville $10,000 $1,000,000/$3,000,000
IN Indianapolis $8,000 + IN PCF $250,000/$750,000
LA New Orleans $8,000 + LA PCF $1,000,000/$3,000,000
MA Boston $12,000 $1,000,000/$3,000,000
MD Baltimore $9,000 $1,000,000/$3,000,000
ME Portland $8,000 $1,000,000/$3,000,000
MI Detroit $17,000 $1,000,000/$3,000,000
MO St. Louis $10,000 $1,000,000/$3,000,000
MN Minneapolis $7,000 $1,000,000/$3,000,000
MS Jackson $10,000 $1,000,000/$3,000,000
MT Billings $10,000 $1,000,000/$3,000,000
NC Charlotte $5,000 $1,000,000/$3,000,000
ND Fargo $5,000 $1,000,000/$3,000,000
NE Omaha $8,000 $1,000,000/$3,000,000
NH Manchester $15,000 $1,000,000/$3,000,000
NM** Albuquerque $15,000 + NM PCF $200,000/600,000
NJ Newark $15,000 $1,000,000/$3,000,000
NV Las Vegas $15,000 $1,000,000/$3,000,000
NY Manhattan, NY $35,000 $1,300,000/$3,900,000
OH Columbus $10,000 $1,000,000/$3,000,000
OK Oklahoma City $8,000 $1,000,000/$3,000,000
OR Portland $8,000 $1,000,000/$3,000,000
PA Philadelphia $15,000 + MCARE $500,000/$1,500,000
RI Providence $8,000 $1,000,000/$3,000,000
SC Charleston $7,000 $1,000,000/$3,000,000
SD Sioux Falls $5,000 $1,000,000/$3,000,000
TN Nashville $7,000 $1,000,000/$3,000,000
TX* Houston $7,000 $200,000/$600,000
TX* Houston $10,000 $1,000,000/$3,000,000
UT Salt Lake City $7,000 $1,000,000/$3,000,000
VA Virginia Beach $10,000 $2,500,000/$7,500,000
VT Burlington $7,000 $1,000,000/$3,000,000
WA Seattle $7,000 $1,000,000/$3,000,000
WI Milwaukee $7,000 + PCF $1,000,000/$3,000,000
WV Charleston $10,000 $1,000,000/$3,000,000
WY Cheyenne $10,000 $1,000,000/$3,000,000

*These states offer limit options
** Only Occurrence; no Claims-Made coverage

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