As radiologists’ responsibilities have grown, so has their liability. Medical malpractice insurance can protect them.
There are almost 50,000 radiologists in the U.S. practicing diagnostic radiology, interventional radiology, and radiation oncology. Despite the increased demand for radiology care, there is an ongoing shortage of providers, thus adding to the workload of existing professionals. The ultra-critical nature of diagnostics, coupled with the potential side effects of radiation, leave radiologists vulnerable to be sued for several different claims.
MEDPLI helps protect radiologists from the potentially devastating financial consequences of a lawsuit by securing them the best medical malpractice coverage for their work.
Radiologist Medical Malpractice Insurance Rates
Rates for radiologist malpractice coverage differ by state and specialty. Request a quote from MEDPLI today to explore occurrence and claims coverage options.
| State | City | Premium Estimate | Limits of Liability |
|---|---|---|---|
| AL | Birmingham | $20,000 | $1,000,000/$3,000,000 |
| AR | Little Rock | $19,000 | $1,000,000/$3,000,000 |
| AZ | Phoenix | $22,000 | $1,000,000/$3,000,000 |
| CA | Los Angeles | $19,000 | $1,000,000/$3,000,000 |
| CO | Denver | $22,000 | $1,000,000/$3,000,000 |
| CT | Bridgeport | $30,000 | $1,000,000/$4,000,000 |
| DE | Wilmington | $27,000 | $1,000,000/$3,000,000 |
| DC | Washington DC | $35,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $50,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $35,000 | $250,000/$750,000 |
| GA | Atlanta | $26,000 | $1,000,000/$3,000,000 |
| HI | Honolulu | $28,000 | $1,000,000/$3,000,000 |
| IA | Des Moines | $18,000 | $1,000,000/$3,000,000 |
| ID | Boise | $17,000 | $1,000,000/$3,000,000 |
| IL | Chicago | $38,000 | $1,000,000/$3,000,000 |
| KS | Wichita | $17,000 + KS HCSF | $200,000/$600,000 |
| KY | Louisville | $27,000 | $1,000,000/$3,000,000 |
| IN | Indianapolis | $17,000 + IN PCF | $250,000/$750,000 |
| LA | New Orleans | $20,000 + LA PCF | $1,000,000/$3,000,000 |
| MA | Boston | $25,000 | $1,000,000/$3,000,000 |
| MD | Baltimore | $27,000 | $1,000,000/$3,000,000 |
| ME | Portland | $24,000 | $1,000,000/$3,000,000 |
| MI | Detroit | $10,000 | $1,000,000/$3,000,000 |
| MO | St. Louis | $27,000 | $1,000,000/$3,000,000 |
| MN | Minneapolis | $16,000 | $1,000,000/$3,000,000 |
| MS | Jackson | $28,000 | $1,000,000/$3,000,000 |
| MT | Billings | $30,000 | $1,000,000/$3,000,000 |
| NC | Charlotte | $21,000 | $1,000,000/$3,000,000 |
| ND | Fargo | $18,000 | $1,000,000/$3,000,000 |
| NE | Omaha | $14,000 | $1,000,000/$3,000,000 |
| NH | Manchester | $26,000 | $1,000,000/$3,000,000 |
| NM** | Albuquerque | $20,000 + NM PCF | $200,000/600,000 |
| NJ | Newark | $28,000 | $1,000,000/$3,000,000 |
| NV | Las Vegas | $27,000 | $1,000,000/$3,000,000 |
| NY | Manhattan, NY | $55,000 | $1,300,000/$3,900,000 |
| OH | Columbus | $25,000 | $1,000,000/$3,000,000 |
| OK | Oklahoma City | $24,000 | $1,000,000/$3,000,000 |
| OR | Portland | $19,000 | $1,000,000/$3,000,000 |
| PA | Philadelphia | $26,000 + MCARE | $500,000/$1,500,000 |
| RI | Providence | $29,000 | $1,000,000/$3,000,000 |
| SC | Charleston | $22,000 | $1,000,000/$3,000,000 |
| SD | Sioux Falls | $17,000 | $1,000,000/$3,000,000 |
| TN | Nashville | $22,000 | $1,000,000/$3,000,000 |
| TX* | Houston | $19,000 | $200,000/$600,000 |
| TX* | Houston | $24,000 | $1,000,000/$3,000,000 |
| UT | Salt Lake City | $22,000 | $1,000,000/$3,000,000 |
| VA | Virginia Beach | $23,000 | $2,500,000/$7,500,000 |
| VT | Burlington | $22,000 | $1,000,000/$3,000,000 |
| WA | Seattle | $24,000 | $1,000,000/$3,000,000 |
| WI | Milwaukee | $16,000 + PCF | $1,000,000/$3,000,000 |
| WV | Charleston | $32,000 | $1,000,000/$3,000,000 |
| WY | Cheyenne | $26,000 | $1,000,000/$3,000,000 |
*These states offer limit options
** Only Occurrence; no Claims-Made coverage
Why Radiologists Need Medical Malpractice Insurance
The scope of radiologists’ work has evolved beyond taking X-rays and sending them to the PCP; many of them play a continuing role in managing patient care. Depending on his or her specialty, a radiologist may face a medical malpractice claim relating to assessment, communication, or procedural complications.
Radiologists tend to be sued for:
While many malpractice claims against radiologists are dismissed in court, these cases still require up-front legal fees. The matter might be settled out of court, in which case the radiologist would be left with legal fees and the cost of the settlement payout. If the case goes through the court process, the radiologist will have to pay for whatever damages are ordered, which could vary depending on state. This is why medical malpractice protection is imperative.
Comprehensive medical malpractice coverage protects radiologists from the financial hardship of a lawsuit, including: