A Bariatric Surgeon Performs Surgery Robotically

Malpractice Insurance for Bariatric Surgeons

Bariatric surgery is a high-risk specialty, increasing a surgeon’s potential for lengthy and severe medical malpractice claims that can result in expensive payouts.

Over 200,000 bariatric surgeries are performed yearly across the country, with an estimated 11 million more candidates eligible for surgery. Coupled with an increasing rate of obesity and the specialized nature of weight-loss surgery, it is very likely that a bariatric surgeon will be sued at least once in their career.

If you are a bariatric surgeon in need of medical liability insurance, contact MEDPLI. We’ll help you find a comprehensive policy from an A-rated carrier that provides the strongest protection for your specialty, saving you up to 28% on your premium.

Why Bariatric Surgeons need Medical Malpractice Insurance

Patients seeking bariatric surgery can be particularly challenging to treat due to their physical health and comorbidities, often making these candidates high risk.

Studies indicate that the probability of a medical malpractice lawsuit correlates positively to the number of bariatric surgeries performed and the number of years in practice. Bariatric Surgeons tend to be sued for:

Bariatric Surgeons tend to be sued for:

  • Inexperience of the bariatric surgeon performing bariatric procedures
  • Inadequate monitoring of patients post-operatively
  • Surgery performed on a patient who is not a qualified candidate and does not meet the criteria for bariatric surgery
  • Failure to timely and properly treat gastric fluid leaks, pulmonary embolisms, and gastric bleedst

While most states have caps on damages, bariatric surgery claims are associated with high payouts in states without damage cap limits. The right medical malpractice insurance will protect you from multiple factors in the event of a lawsuit. These are:

  • Monetary damages awarded to the plaintiff
  • Attorney’s fees

Though many (not all) states have no legal requirement for bariatricians to carry liability insurance, most hospitals and surgery centers require it.

A Team of three doctors stand above a patient and perform surgery in a dark room

Bariatrician Medical Malpractice Insurance Rates

As trends continue to shift in the different types of bariatric surgeries performed, bariatric surgeons should also expect shifting risk and an impact on premiums.

All bariatric surgeons, especially general surgeons who are planning to specialize in bariatrics, should review their policy with a qualified insurance broker to ensure that thorough medical malpractice coverage for bariatric surgery is in place.

Medical malpractice insurance rates for bariatric surgeons vary greatly by location and mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.

City
State
Limits of Liability
Premium Estimate
Birmingham
AL
$1,000,000/$3,000,000
$30,000
Little Rock
AR
$1,000,000/$3,000,000
$30,000
Phoenix
AZ
$1,000,000/$3,000,000
$40,000
Los Angeles
CA
$1,000,000/$3,000,000
$33,000
Denver
CO
$1,000,000/$3,000,000
$45,000
Bridgeport
CT
$1,000,000/$4,000,000
$40,000
Wilmington
DE
$1,000,000/$3,000,000
$45,000
Washington DC
DC
$1,000,000/$3,000,000
$75,000
Miami
FL*
$1,000,000/$3,000,000
$70,000
Miami
FL*
$250,000/$750,000
$50,000
Atlanta
GA
$1,000,000/$3,000,000
$40,000
Honolulu
HI
$1,000,000/$3,000,000
$45,000
Des Moines
IA
$1,000,000/$3,000,000
$25,000
Boise
ID
$1,000,000/$3,000,000
$20,000
Chicago
IL
$1,000,000/$3,000,000
$80,000
Wichita
KS
$200,000/$600,000
$25,000 + KS HCSF
Louisville
KY
$1,000,000/$3,000,000
$35,000
Indianapolis
IN
$250,000/$750,000
$25,000 + IN PCF
New Orleans
LA
$100,000/$300,000
$25,000 + LA PCF
Boston
MA
$1,000,000/$3,000,000
$45,000
Baltimore
MD
$1,000,000/$3,000,000
$55,000
Portland
ME
$1,000,000/$3,000,000
$30,000
Detroit
MI
$1,000,000/$3,000,000
$55,000
St. Louis
MO
$1,000,000/$3,000,000
$45,000
Minneapolis
MN
$1,000,000/$3,000,000
$20,000
Jackson
MS
$1,000,000/$3,000,000
$50,000
Billings
MT
$1,000,000/$3,000,000
$55,000
Charlotte
NC
$1,000,000/$3,000,000
$35,000
Fargo
ND
$1,000,000/$3,000,000
$20,000
Omaha
NE
$1,000,000/$3,000,000
$20,000
Manchester
NH
$1,000,000/$3,000,000
$45,000
Albuquerque
NM
$200,000/600,000 (Only Occurrence; no Claims-Made coverage)
$35,000 + NM PCF
Newark
NJ
$1,000,000/$3,000,000
$50,000
Las Vegas
NV
$1,000,000/$3,000,000
$45,000
Manhattan, NY
NY
$1,300,000/$3,900,000
$120,000
Columbus
OH
$1,000,000/$3,000,000
$45,000
Oklahoma City
OK
$1,000,000/$3,000,000
$40,000
Portland
OR
$1,000,000/$3,000,000
$25,000
Philadelphia
PA
$500,000/$1,500,000
$45,000 + MCARE
Providence
RI
$1,000,000/$3,000,000
$35,000
Charleston
SC
$1,000,000/$3,000,000
$35,000
Sioux Falls
SD
$1,000,000/$3,000,000
$30,000
Nashville
TN
$1,000,000/$3,000,000
$35,000
Houston
TX*
$200,000/$600,000
$30,000
Houston
TX*
$1,000,000/$3,000,000
$40,000
Salt Lake City
UT
$1,000,000/$3,000,000
$35,000
Virginia Beach
VA
$2,450,000/$7,350,000
$35,000
Burlington
VT
$1,000,000/$3,000,000
$25,000
Seattle
WA
$1,000,000/$3,000,000
$35,000
Milwaukee
WI
$1,000,000/$3,000,000
$20,000 + PCF
Charleston
WV
$1,000,000/$3,000,000
$55,000
Cheyenne
WY
$1,000,000/$3,000,000
$45,000

*These states offer limit options

Contact MEDPLI today to get a fast quote for bariatric surgeon medical malpractice insurance.

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