Malpractice Insurance for Bariatric Surgeons

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A Bariatric Surgeon With Medical Malpractice Insurance From MEDPLI Tying His Mask In A Surgical Room

For bariatric surgeons, medical malpractice insurance from an A-rated carrier is a must.

Bariatric surgery is a high-risk specialty, increasing a surgeon’s potential for lengthy and severe medical malpractice claims that can result in expensive payouts.

  • Over 200,000 bariatric surgeries are performed yearly across the country, with an estimated 11 million more candidates eligible for surgery

  • Coupled with an increasing rate of obesity and the specialized nature of weight-loss surgery, it is very likely that a bariatric surgeon will be sued at least once in their career

If you are a bariatric surgeon in need of medical liability insurance, contact MEDPLI. We’ll help you find a comprehensive policy from an A-rated carrier that provides the strongest protection for your specialty, saving you up to 28% on your premium.

Why Bariatric Surgeons need Medical Malpractice Insurance

Patients seeking bariatric surgery can be particularly challenging to treat due to their physical health and comorbidities, often making these candidates high risk.
Studies indicate that the probability of a medical malpractice lawsuit correlates positively to the number of bariatric surgeries performed and the number of years in practice.

Bariatric Surgeons tend to be sued for:

  • Inexperience of the bariatric surgeon performing bariatric procedures

  • Inadequate monitoring of patients post-operatively

  • Surgery performed on a patient who is not a qualified candidate and does not meet the criteria for bariatric surgery

  • Failure to timely and properly treat gastric fluid leaks, pulmonary embolisms, and gastric bleeds

While most states have caps on damages, bariatric surgery claims are associated with high payouts in states without damage cap limits. The right medical malpractice insurance will protect you from multiple factors in the event of a lawsuit. These are:

  • Monetary damages awarded to the plaintiff

  • Attorney’s fees

Though many (not all) states have no legal requirement for bariatricians to carry liability insurance, most hospitals and surgery centers require it.

Bariatrician Medical Malpractice Insurance Rates

As trends continue to shift in the different types of bariatric surgeries performed, bariatric surgeons should also expect shifting risk and an impact on premiums.

All bariatric surgeons, especially general surgeons who are planning to specialize in bariatrics, should review their policy with a qualified insurance broker to ensure that thorough medical malpractice coverage for bariatric surgery is in place.

Medical malpractice insurance rates for bariatric surgeons vary greatly by location and mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.

City State Premium Estimate Limits of Liability
Birmingham AL $30,000 $1,000,000/$3,000,000
Little Rock AR $30,000 $1,000,000/$3,000,000
Phoenix AZ $40,000 $1,000,000/$3,000,000
Los Angeles CA $33,000 $1,000,000/$3,000,000
Denver CO $45,000 $1,000,000/$3,000,000
Bridgeport CT $40,000 $1,000,000/$4,000,000
Wilmington DE $45,000 $1,000,000/$3,000,000
Washington DC $75,000 $1,000,000/$3,000,000
Miami FL* $70,000 $1,000,000/$3,000,000
Miami FL* $50,000 $250,000/$750,000
Atlanta GA $40,000 $1,000,000/$3,000,000
Honolulu HI $45,000 $1,000,000/$3,000,000
Des Moines IA $25,000 $1,000,000/$3,000,000
Boise ID $20,000 $1,000,000/$3,000,000
Chicago IL $80,000 $1,000,000/$3,000,000
Wichita KS $25,000 + KS HCSF $200,000/$600,000
Louisville KY $35,000 $1,000,000/$3,000,000
Indianapolis IN $25,000 + IN PCF $250,000/$750,000
New Orleans LA $25,000 + LA PCF $100,000/$300,000
Boston MA $45,000 $1,000,000/$3,000,000
Baltimore MD $55,000 $1,000,000/$3,000,000
Portland ME $30,000 $1,000,000/$3,000,000
Detroit MI $55,000 $1,000,000/$3,000,000
St. Louis MO $45,000 $1,000,000/$3,000,000
Minneapolis MN $20,000 $1,000,000/$3,000,000
Jackson MS $50,000 $1,000,000/$3,000,000
Billings MT $55,000 $1,000,000/$3,000,000
Charlotte NC $35,000 $1,000,000/$3,000,000
Fargo ND $20,000 $1,000,000/$3,000,000
Omaha NE $20,000 $1,000,000/$3,000,000
Manchester NH $45,000 $1,000,000/$3,000,000
Albuquerque NM $35,000 + NM PCF $200,000/600,000 (Only Occurrence; no Claims-Made coverage)
Newark NJ $50,000 $1,000,000/$3,000,000
Las Vegas NV $45,000 $1,000,000/$3,000,000
Manhattan, NY NY $120,000 $1,300,000/$3,900,000
Columbus OH $45,000 $1,000,000/$3,000,000
Oklahoma City OK $40,000 $1,000,000/$3,000,000
Portland OR $25,000 $1,000,000/$3,000,000
Philadelphia PA $45,000 + MCARE $500,000/$1,500,000
Providence RI $35,000 $1,000,000/$3,000,000
Charleston SC $35,000 $1,000,000/$3,000,000
Sioux Falls SD $30,000 $1,000,000/$3,000,000
Nashville TN $35,000 $1,000,000/$3,000,000
Houston TX* $30,000 $200,000/$600,000
Houston TX* $40,000 $1,000,000/$3,000,000
Salt Lake City UT $35,000 $1,000,000/$3,000,000
Burlington VT $25,000 $1,000,000/$3,000,000
Seattle WA $35,000 $1,000,000/$3,000,000
Virginia Beach VA $35,000 $2,450,000/$7,350,000
Milwaukee WI $20,000 + PCF $1,000,000/$3,000,000
Charleston
WV $55,000 $1,000,000/$3,000,000
Cheyenne WY $45,000 $1,000,000/$3,000,000

*These states offer limit options

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