Telemedicine Malpractice Insurance

Name: MEDPLI Professional Liability Insurance
Rating: 5 (340 reviews)

Telemedicine Malpractice Insurance

Explore your telemedicine malpractice insurance options and safeguard your career with A-rated coverage.

Get Protected With Coverage From A- Rated Carriers
Customer Reviews
What is Telemedicine?
Does Malpractice Insurance Cover Telemedicine?
How Much Does Telemedicine Malpractice Insurance Cost?
Does Telemedicine Affect Malpractice Insurance Rates?
Common Telemedicine Malpractice Risks
Get a Telemedicine Malpractice Insurance Quote

Get Protected With Coverage From A- Rated Carriers

Virtual care creates unique liability considerations. MEDPLI helps healthcare professionals compare telehealth malpractice insurance policies, coverage options, and rates from A-rated carriers.We work with:

Owners of telemedicine practices
Physicians that offer part-time telemedicine services
Independent contractors and 1099 providers
Physicians employed by telemedicine practices

Contact MEDPLI to get your telemedicine malpractice insurance today.

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Customer Reviews

      EXCELLENT  
   Based on 461 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   george lodeiro 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very thorough and addressed all my needs .
  
 
      Posted on Google  
   
   Andy Garcia 
 
 
 
 Trustindex verifies that the original source of the review is Google. Outstanding experience with Max. Would recommend working with him for any of your malpractice needs.
  
 
      Posted on Google  
   
   Michael Ferri 
 
 
 
 Trustindex verifies that the original source of the review is Google. MEDPLI was able to handle and solve our group professional liability insurance needs when other brokers could not. The difference was that they listened to our questions (repeatedly) and uncertainties, helped us know what questions to ask, showed us that they understood, and then went to bat for us with the underwriters. I feel confident that we've got the coverage we need now.
  
 
      Posted on Google  
   
   Grace Jazrawi 
 
 
 
 Trustindex verifies that the original source of the review is Google. I loved working with Mr. Schloemann and his team. They were easy to communicate with and efficient and finding the best insurance plan for my practice.

Owner's reply
Thank you for the kind review, Dr. Jazrawi!
  
 
      Posted on Google  
   
   Jason Harmon 
 
 
 
 Trustindex verifies that the original source of the review is Google. Exceptional/responsive service!  Provided expert and very helpful information in a way that was easy to digest for an insurance "lay person". Would highly recommend this company, and Max in particular, without reservation. J. Harmon, MD

Owner's reply
Dr. Harmon, thank you for the strong review of your MEDPLI experience for malpractice insurance.
  
 
      Posted on Google  
   
   Craig Stuck 
 
 
 
 Trustindex verifies that the original source of the review is Google. MEDPLI was so helpful and professional.  They addressed all my concerns and were diligent to make the process efficient.  I highly recommend their insurance services.

Owner's reply
We appreciate the positive feedback. Best wishes in your medical practice!
  
 
      Posted on Google  
   
   Michael Kiehl 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very prompt with responses and information!
  
 
      Posted on Google  
   
   Angela Burnett 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have used them the past 3 years for malpractice and liability insurance and the customer service has been outstanding! They are very thorough and I would highly recommend them!
  
 
      Posted on Google  
   
   Arthur Evensen 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an outstanding experience with Medpli. They helped me secure high-quality tail malpractice coverage quickly, professionally, and at a very competitive price. The entire process was smooth from start to finish, and they took the time to explain my options, answer my questions, and make sure I had the coverage that best fit my needs.

As a physician, having confidence in your malpractice coverage is incredibly important, and Medpli made what could have been a stressful process remarkably easy. Their responsiveness, expertise, and commitment to finding a cost-effective solution truly set them apart.

I highly recommend Medpli to any physician looking for malpractice insurance or tail coverage. Their customer service was exceptional, and I wouldn’t hesitate to work with them again in the future.

Owner's reply
Thank you 🙏 for the great review of your MEDPLI experience. We make malpractice tail coverage easier!

What is Telemedicine?

Telemedicine is the practice of delivering medical services via telecommunications – this includes over the telephone, or over video calls with data encrypted tools. Most telemedicine appointments consist of the doctor consulting with a patient over telephone or video, then diagnosing and prescribing a treatment.

Providers commonly use telehealth for:

Follow-up appointments
Behavioral health services
Chronic disease management
Medication management
Preventive care
Remote patient monitoring
Specialist consultations

Virtual care may change how an appointment is conducted, but it does not eliminate a provider’s professional responsibilities. Providers are generally held to the same standard of care that applies to in-person treatment.

Does Malpractice Insurance Cover Telemedicine?

Many medical malpractice policies cover telemedicine, but providers should not assume every virtual service is automatically included. Coverage depends on the policy language and how, where, and for whom the provider practices.

Coverage can depend on:

Covered services
Whether telehealth services are included in the policy’s definition of covered professional services
Practice locations
The states where the provider and patients are located
Specialty and Scope
The types of conditions evaluated and treatments provided remotely
Employment status
Whether the provider is an employee, independent contractor, or practice owner
Telehealth Platforms
Whether the policy covers all platforms or companies through which the provider treats patients
Policy Exclusions
Any exclusions involving remote care, prescribing, or particular procedures

A MEDPLI broker can review your practice details and help you find a policy that reflects how, where, and for whom you provide virtual care.

How Much Does Telemedicine Malpractice Insurance Cost?

The cost of telemedicine malpractice insurance can vary based on the provider’s specialty, location, patient volume, hours worked, services performed, coverage limits, claims history, and number of states in which patients are treated.

Providers who offer telehealth in addition to in-person care may have different insurance needs than clinicians who practice exclusively through virtual platforms. Comparing multiple carriers can help identify coverage that fits both the provider’s liability exposure and budget.

Does Telemedicine Affect Malpractice Insurance Rates?

Adding telemedicine services does not automatically cause malpractice insurance rates to increase or decrease. Carriers evaluate the provider’s overall scope of practice and the risks associated with the care being delivered.

Rates may be lower for some telehealth providers when they work limited hours, see fewer patients, or offer lower-risk services. A telemedicine-only practice may also have a different risk profile than a traditional office-based practice.

Rates may increase when a provider:

Treats patients in multiple states
Offers higher-risk services through telehealth
Prescribes medications remotely
Sees a high volume of patients
Expands beyond the services listed on an existing policy
Has additional exposure involving employees or independent contractors

Common Telemedicine Malpractice Risks

Virtual care can improve access and make follow-up treatment more convenient, but it also introduces risks that providers must actively manage.

Common liability concerns include:

Limitations of remote examinations
Some symptoms cannot be evaluated adequately through video or telephone.
Delayed diagnoses
A missed symptom or failure to recommend in-person care may lead to a malpractice claim.
Incomplete documentation
Telehealth visits should be documented as thoroughly as comparable in-person appointments.
Licensing violations
Treating a patient in a state where the provider is not authorized to practice can create regulatory and coverage problems.
Prescribing concerns
Providers must follow federal and state requirements when prescribing medications remotely.
Technology failures
Poor connections, incomplete data, and platform interruptions can affect clinical decisions.
Privacy breaches
Virtual appointments and electronic communications can expose protected patient information.

Clear clinical protocols can help providers determine which patients are appropriate for telehealth and when an in-person evaluation or emergency referral is needed.

Get a Telemedicine Malpractice Insurance Quote

Telemedicine and telehealth coverage should reflect the services you provide, the states where your patients are located, and the way your practice is structured.

MEDPLI works with A-rated carriers to help healthcare professionals compare malpractice insurance options and find competitive rates. Whether you practice exclusively through telehealth or offer virtual appointments alongside in-person care, our brokers can help you find the right protection.

Get a Free Quote

Canceled or Non-Renewed? MEDPLI Is Your Best Ally.

Don’t settle for inadequate coverage and exorbitant rates.

Even when you are denied coverage, our insurance brokers can find you the right malpractice insurance solution at the lowest possible rate.

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Telemedicine Malpractice Insurance