Dermatologist Medical Malpractice Insurance

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Dermatologist With Medical Malpractice Insurance Examining A Female Patients Back

MEDPLI finds dermatologists quick and easy medical malpractice insurance solutions for a variety of subspecialties, including:

  • Cosmetic dermatologists

  • Dermatopathologists

  • Immunodermatologists

  • Pediatric dermatologists

  • Teledermatologists

  • Mohs surgeons and more

The field of dermatology is not considered a high-risk specialty by professional liability insurers. Therefore, dermatologists are sued less often and enjoy medical malpractice insurance rates that are lower than most other specialties. Still, the best way to protect yourself in the event of a lawsuit is with a medical malpractice insurance policy that covers your unique needs as a dermatologist.

MEDPLI helps dermatologists find fast and competitively priced insurance solutions and can save you up to 28% on your insurance premiums. Contact us today to get a quote for your dermatologist medical malpractice insurance.

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Why Dermatologists Need Medical Malpractice Insurance

All physicians are at risk of a malpractice claim, and dermatologists are not immune.

When dermatologists are sued it tends to be for errors in procedure and misdiagnosis, including claims related to:

  • Operative procedures on the skin

  • Melanoma

  • Neoplasms

  • Acne

  • Dyschromia

  • Psoriasis

Thankfully, dermatologists are at a lower risk of experiencing a medical malpractice claim than most other specialties. In addition, the annual payout for dermatology malpractice claims is lower than that of most major specialties.

While malpractice claims don’t always lead to court cases, they can lead to stress. The best way for a dermatologist to reduce their risk of a claim starts at the practice level with thorough informed consent, robust documentation, and a caring and honest communication style with patients.

In the event that a lawsuit is brought against you, the right medical malpractice insurance will protect you from multiple factors. These are:

  • Monetary damages awarded to the plaintiff

  • Attorney’s fees

Dermatologist Medical Malpractice Insurance Rates

Though not all states have a legal requirement for dermatologists to carry malpractice insurance, the American Academy of Dermatology reports that most dermatologists have per occurrence coverage limits of $1 million.

Rates for dermatologist medical malpractice insurance can vary widely by location. Mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.

State City Premium Estimate Limits of Liability
AL Birmingham $6,000 $1,000,000/$3,000,000
AR Little Rock $6,000 $1,000,000/$3,000,000
AZ Phoenix $9,000 $1,000,000/$3,000,000
CA Los Angeles 5,000 $1,000,000/$3,000,000
CO Denver $8,000 $1,000,000/$3,000,000
CT Bridgeport $8,000 $1,000,000/$4,000,000
DE Wilmington $9,000 $1,000,000/$3,000,000
DC Washington DC $14,000 $1,000,000/$3,000,000
FL* Miami $15,000 $1,000,000/$3,000,000
FL* Miami $16,000 $250,000/$750,000
GA Atlanta $8,000 $1,000,000/$3,000,000
HI Honolulu $8,000 $1,000,000/$3,000,000
IA Des Moines $5,000 $1,000,000/$3,000,000
ID Boise $5,000 $1,000,000/$3,000,000
IL Chicago $15,000 $1,000,000/$3,000,000
KS Wichita $5,000 + KS HCSF $200,000/$600,000
KY Louisville $8,000 $1,000,000/$3,000,000
IN Indianapolis $6,000 + IN PCF $250,000/$750,000
LA New Orleans $6,000 + LA PCF $1,000,000/$3,000,000
MA Boston $9,000 $1,000,000/$3,000,000
MD Baltimore $7,000 $1,000,000/$3,000,000
ME Portland $6,000 $1,000,000/$3,000,000
MI Detroit $14,000 $1,000,000/$3,000,000
MO St. Louis $8,000 $1,000,000/$3,000,000
MN Minneapolis $5,000 $1,000,000/$3,000,000
MS Jackson $8,000 $1,000,000/$3,000,000
MT Billings $9,000 $1,000,000/$3,000,000
NC Charlotte $4,000 $1,000,000/$3,000,000
ND Fargo $4,000 $1,000,000/$3,000,000
NE Omaha $6,000 $1,000,000/$3,000,000
NH Manchester $12,000 $1,000,000/$3,000,000
NM** Albuquerque $12,000 + NM PCF $200,000/600,000
NJ Newark $12,000 $1,000,000/$3,000,000
NV Las Vegas $12,000 $1,000,000/$3,000,000
NY Manhattan, NY $25,000 $1,300,000/$3,900,000
OH Columbus $8,000 $1,000,000/$3,000,000
OK Oklahoma City $6,000 $1,000,000/$3,000,000
OR Portland $6,000 $1,000,000/$3,000,000
PA Philadelphia $9,000 + MCARE $500,000/$1,500,000
RI Providence $6,000 $1,000,000/$3,000,000
SC Charleston $5,000 $1,000,000/$3,000,000
SD Sioux Falls $4,000 $1,000,000/$3,000,000
TN Nashville $5,000 $1,000,000/$3,000,000
TX* Houston $5,000 $200,000/$600,000
TX* Houston $7,000 $1,000,000/$3,000,000
UT Salt Lake City $5,000 $1,000,000/$3,000,000
VA Virginia Beach $7,000 $2,500,000/$7,500,000
VT Burlington $5,000 $1,000,000/$3,000,000
WA Seattle $5,000 $1,000,000/$3,000,000
WI Milwaukee $5,000 + PCF $1,000,000/$3,000,000
WV Charleston $7,000 $1,000,000/$3,000,000
WY Cheyenne $7,000 $1,000,000/$3,000,000

*These states offer limit options
** Only Occurrence; no Claims-Made coverage

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