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[1-800-969-1339](tel:1-800-969-1339) | [info@medpli.com](mailto:info@medpli.com) [456 reviews · Rating: 5.0 ★★★★★](https://search.google.com/local/reviews?placeid=ChIJuRnO-eY7d4gRBy0olsLRO8I) [**The 2027 Tail Insurance Outlook:** What Every Physician Should Know Now](https://medpli.com/the-2027-tail-insurance-outlook-what-every-physician-should-know-now/) [*](https://medpli.com/)[](https://medpli.com/)**Toggle Navigation- [SERVICES](https://medpli.com/products-services/)[Telemedicine Malpractice Insurance](https://medpli.com/products-services/telemedicine-malpractice-insurance/) - [Tail Insurance](https://medpli.com/products-services/tail-malpractice-insurance/) - [Private Practice Insurance](https://medpli.com/products-services/private-practice-insurance/) - [Medical Practice Risk Assessment](https://medpli.com/products-services/medical-practice-risk-assessment/) - [Medical Facility Insurance](https://medpli.com/products-services/medical-facility-insurance/) - [Group Insurance](https://medpli.com/products-services/group-medical-malpractice-insurance/) - 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[Specialties](https://medpli.com/specialties/) - [State Buying Guides](https://medpli.com/states/) - [About](https://medpli.com/about-us/) - News & Blog[Blog](https://medpli.com/medical-malpractice-insurance-blog/) - [In The News](https://medpli.com/news/) - [Get Quote](https://medpli.com/get-your-medical-malpractice-insurance-quote/) [](tel:1-800-969-1339) [1-800-969-1339](tel:1-800-969-1339) [](https://medpli.com/get-your-medical-malpractice-insurance-quote/) [GET A FREE QUOTE](https://medpli.com/#quote) Professional Liability & Medical Malpractice Insurance for Medical Spas Nationwide[Marcie Lord](https://medpli.com/author/marcie/)2026-05-15T10:47:26-05:00 - [Home](https://medpli.com) - [Specialties](https://medpli.com/specialties/) - Professional Liability & Medical Malpractice Insurance for Medical Spas Nationwide # Medical Spa Insurance: Liability & Malpractice Coverage Nationwide ## Medical Spa Insurance: Liability & Malpractice Coverage Nationwide Safeguard your med spa while saving up to 23% with coverage from an AM Best ‘A’-rated carrier. [Get a Custom Quote](#quote) ## Customer Reviews EXCELLENT Based on 455 reviews Posted on Google Craig Stuck Trustindex verifies that the original source of the review is Google. MEDPLI was so helpful and professional. They addressed all my concerns and were diligent to make the process efficient. I highly recommend their insurance services. Posted on Google Michael Kiehl Trustindex verifies that the original source of the review is Google. Very prompt with responses and information! Posted on Google Angela Burnett Trustindex verifies that the original source of the review is Google. We have used them the past 3 years for malpractice and liability insurance and the customer service has been outstanding! They are very thorough and I would highly recommend them! Posted on Google Arthur Evensen Trustindex verifies that the original source of the review is Google. I had an outstanding experience with Medpli. They helped me secure high-quality tail malpractice coverage quickly, professionally, and at a very competitive price. The entire process was smooth from start to finish, and they took the time to explain my options, answer my questions, and make sure I had the coverage that best fit my needs. As a physician, having confidence in your malpractice coverage is incredibly important, and Medpli made what could have been a stressful process remarkably easy. Their responsiveness, expertise, and commitment to finding a cost-effective solution truly set them apart. I highly recommend Medpli to any physician looking for malpractice insurance or tail coverage. Their customer service was exceptional, and I wouldn’t hesitate to work with them again in the future. Owner's reply Thank you 🙏 for the great review of your MEDPLI experience. We make malpractice tail coverage easier! Posted on Google Kevin Finn Trustindex verifies that the original source of the review is Google. Very responsive; definitely worth getting a quote with MEDPLI. Owner's reply Thank you for the 5 Star review, Kevin! We aim to make medical malpractice insurance easier for mental health clinicians and medical groups! Posted on Google Ed Mostone Trustindex verifies that the original source of the review is Google. It was great working with Max. Owner's reply Thank you Dr. Mostone! The entire MEDPLI team shares in the joy of helping make malpractice insurance easier for podiatrists and all medical providers. Best wishes in your practice! Posted on Google Tony Tran Trustindex verifies that the original source of the review is Google. I had an outstanding experience working with Max and the MEDPLI team. As a physician opening a new practice, choosing malpractice coverage was one of the most important decisions I had to make. Max was incredibly knowledgeable, patient, and responsive throughout the entire process. He took the time to thoroughly explain the differences between multiple carriers and policy options, answered all of my questions, and never made me feel pressured into a decision. His guidance allowed me to make an informed choice that best fit both my practice and my long-term goals. I truly appreciate his professionalism, expertise, and commitment to helping physicians navigate what can otherwise be a complicated process. I highly recommend Max and MEDPLI to any physician looking for trustworthy malpractice insurance guidance. Owner's reply Dr. Tran, thank you for the high-quality review of your MEDPLI malpractice insurance experience! It is our pleasure to help doctors like you. Best wishes in your Direct Primary Care practice! ## Med Spa Services: Growing Demand, Increasing Liability The expanding med spa industry means more treatments, more locations, and a higher risk of malpractice claims. $02023 Med Spa Market Size: $18.6 Billion *According to the [American MedSpa](https://americanmedspa.org/blog/2024-medical-spa-state-of-the-industry-executive-report-recap#:~:text=67%25%20of%20single%2Downer%20practices,independent%20practice%20in%20several%20states.).* $02031 Estimated Value: [$57.4 Billion**](https://www.globenewswire.com/news-release/2024/10/09/2960605/0/en/Medical-Spa-Market-Growth-at-USD-57-41-Billion-by-2031-SkyQuest-Technology.html) *According to the [American MedSpa](https://americanmedspa.org/blog/2024-medical-spa-state-of-the-industry-executive-report-recap#:~:text=67%25%20of%20single%2Downer%20practices,independent%20practice%20in%20several%20states.).* 0%Industry Growth: [**18% of medical spas are new businesses**](https://americanmedspa.org/blog/2024-medical-spa-state-of-the-industry-executive-report-recap#:~:text=67%25%20of%20single%2Downer%20practices,independent%20practice%20in%20several%20states.) (growing from 8,899 locations in 2022 to 10,488 in 2023) *According to the [American MedSpa](https://americanmedspa.org/blog/2024-medical-spa-state-of-the-industry-executive-report-recap#:~:text=67%25%20of%20single%2Downer%20practices,independent%20practice%20in%20several%20states.).* 0%U.S. States with the Highest Concentration of Med Spas: California (11.5%), New York (10%), Florida (8.8%), and Texas (7.6%) *According to the [American MedSpa](https://americanmedspa.org/blog/2024-medical-spa-state-of-the-industry-executive-report-recap#:~:text=67%25%20of%20single%2Downer%20practices,independent%20practice%20in%20several%20states.).* Non-invasive cosmetic procedures have grown steadily in recent years, with double-digit growth every year since 2018 and a record 17.2% jump between 2021 and 2022. ** Source: [ambwealth](https://ambwealth.com/medspa-industry-primer/#:~:text=The%20MedSpa%20Market,on%20wellness%20and%20cosmetic%20care) ## Secure Coverage for Your Med Spa in 3 Easy Steps * ### Onboarding We review your needs and confirm the liability requirements for each contract. ** ### Application Management We handle the paperwork, compare quotes from multiple [A-rated carriers**](https://medpli.com/medical-malpractice-insurance-companies-for-doctors/), and present the best options. ** ### Select Your Med Spa Policy Once you choose a policy, we finalize coverage and send your Certificates of Insurance right away. [Get a Custom Quote](#quote)* ## Tailored Medical Malpractice Protection for Your Entire Team - *Medical Directors - **Registered Nurses (RNs) - **Aestheticians - **Physicians - ** [Dermatologists](https://medpli.com/specialties/dermatologist-medical-malpractice-insurance/) - **[Plastic Surgeons](https://medpli.com/specialties/medical-malpractice-insurance-for-plastic-surgeons/) - **Dentists - ** [Nurse Practitioners (NPs)](https://medpli.com/healthcare-staffing-agency-malpractice-insurance-nurse-practitioners/) - ** [Physician’s Assistants (PAs)](https://medpli.com/healthcare-staffing-agency-malpractice-insurance-physician-assistants/) - ** Aesthetic Nurses - **Massage Therapists - ** Cosmetologists - **Laser Technicians & more ## Medical Spa Malpractice Claims Often Include: - **Botox & Botulism Complications - **Laser Burns - **Tattoo Removal: Infection, Scarring, Hypopigmentation - **Sclerotherapy Complications - **Microblading & Permanent Makeup: Infections, Allergic Reactions - **Chemical Peel Injuries - **Post-Treatment Irritation or Bruising * ## Tailored Medical Malpractice Protection for Your Entire Team - *Registered Nurses (RNs) - **Aestheticians - **Physicians - **Medical Directors - ** [Dermatologists](https://medpli.com/specialties/dermatologist-medical-malpractice-insurance/) - ** [Plastic Surgeons](https://medpli.com/healthcare-staffing-agency-malpractice-insurance-physician-assistants/) - **Dentists - ** [Physician’s Assistants (PAs)](https://medpli.com/healthcare-staffing-agency-malpractice-insurance-physician-assistants/) - **[Nurse Practitioners (NP)](https://medpli.com/healthcare-staffing-agency-malpractice-insurance-nurse-practitioners/) - **Massage Therapists - **Cosmotoligists - **Cosmetic Nurses - **Laser Technicians & more ## Medical Spa malpractice claims often include: - **Botulism & Botox Complications - **Laser Burns - **Tattoo Removal: Infection, Scarring, Hypopigmentation - **Sclerotherapy Complications - **Microblading & Permanent Makeup: Infections, Allergic Reactions - **Chemical Peel Injuries - **Post-Treatment Irritation or Bruising **With rising premiums and payouts, MEDPLI is your best ally.** Don’t settle for inadequate coverage or unfair rates. ### Get a Quote *Name *FirstLastPhone *Email *State *Select a StateAlabamaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDegree *Select your DegreeMDDOCNMDPMDDSCRNANPPAPTOtherYear Established *Number of Providers in MedSpa *National Provider Identifier (NPI)(optional)(Optional) Upload supporting documents (current policy package, CV, NPDB report, and any prior claims information) Drag & Drop Files, Choose Files to Upload You can upload up to 5 files. Stay informed and protect your practice- Sign up for our newsletter to get our analysis on premium trends, coverage options, and important carrier updates. By subscribing, you agree to our Privacy Policy. You can unsubscribe at any time.Website**Submit ## What Our Med Spa Clients Have to Say “When I started my practice, I had to deal with transferring my coverage from my work as an independent contractor to my new private practice. MEDPLI helped me navigate all the paperwork and red tape. There are many choices regarding malpractice policies and insurance brokers. Still, if you want an experienced broker that makes it easy to get the right coverage at the best price, I highly recommend working with MEDPLI.”Dr. Ally Deziel, Founder of The Palm Plastic Surgery & Medspa, Plastic Surgeon“I highly recommend MEDPLI insurance services. I am new and just starting a med spa with very little business experience, and they were able to help me with the paperwork and process to make it simple and worry-free.”Marya Koza-saade, Founder of Greater Glow Medspa“The agent I worked with was very educated about the options available with MEDPLI. She was very kind and knowledgeable. It was a pleasure working with her.”Shelby, Reno Tahoe Medical Spa ## The global med spa industry is expected to surpass [$57 billion](https://www.globenewswire.com/news-release/2024/10/09/2960605/0/en/Medical-Spa-Market-Growth-at-USD-57-41-Billion-by-2031-SkyQuest-Technology.html) by 2031. Protect your growth potential with premier liability coverage. [Get Your Free Quote](#quote) ## Med Spa Malpractice Insurance Coverage Costs While actual premiums will depend on the specific application details and the insurance carrier’s underwriting process, most med spa medical malpractice insurance policies range from $5,000 to $15,000. (These estimates are for informational purposes only.) Medical malpractice insurance rates for medical spas vary greatly based on the business’s unique risk profile and other factors, such as: - *Claims history - **Number of staff - **Type of staff - **Range of services - **Patient volume - **Number of facilities - **Geographical location - **Risk management programs [Get Your Customized Quote](#quote) ## Premier Aesthetic Malpractice Insurance Coverage in All 50 States MEDPLI brokers customize med spa policy terms according to state-specific codes & requirements. ## States We Work In: **- ** [Alabama](https://medpli.com/alabama-doctors-buying-guide-medical-malpractice-insurance/) - ** [Alaska](https://medpli.com/alaska-doctors-buying-guide-medical-malpractice-insurance/) - ** [Arizona](https://medpli.com/arizona-doctors-buying-guide-medical-malpractice-insurance/) - ** [Arkansas](https://medpli.com/arkansas-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [California](https://medpli.com/california-doctors-buying-guide-medical-malpractice-insurance/) - ** [Colorado](https://medpli.com/colorado-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [Connecticut](https://medpli.com/connecticut-doctors-buying-guide-medical-malpractice-insurance/) - ** [Delaware](https://medpli.com/delaware-medical-malpractice-insurance-buying-guide/) - ** [District of Columbia](https://medpli.com/washington-dc-medical-malpractice-insurance-buying-guide/) - ** [Florida](https://medpli.com/florida-physicians-buying-guide-medical-malpractice-insurance/) - ** [Georgia](https://medpli.com/georgia-doctors-buying-guide-medical-malpractice-insurance/) - ** [Idaho](https://medpli.com/idaho-medical-malpractice-insurance-buying-guide/) - ** [Illinois](https://medpli.com/illinois-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [Indiana](https://medpli.com/indiana-medical-malpractice-insurance-buying-guide/) - ** [Iowa](https://medpli.com/iowa-medical-malpractice-insurance-buying-guide/) - ** [Kansas](https://medpli.com/kansas-medical-malpractice-insurance-buying-guide/) - ** [Kentucky](https://medpli.com/kentucky-doctors-buying-guide-medical-malpractice-insurance/) - ** [Louisiana](https://medpli.com/louisiana-medical-malpractice-insurance-buying-guide/) - ** [Maryland](https://medpli.com/maryland-physicians-guide-to-medical-malpractice-insurance/) - ** [Massachusetts](https://medpli.com/massachusetts-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [Michigan](https://medpli.com/michigan-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [Minnesota](https://medpli.com/minnesota-medical-malpractice-insurance-buying-guide/) - ** [Mississippi](https://medpli.com/mississippi-medical-malpractice-insurance-buying-guide/) - ** [Missouri](https://medpli.com/missouri-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [Montana](https://medpli.com/montana-medical-malpractice-insurance-buying-guide/) - ** [Nebraska](https://medpli.com/nebraska-medical-malpractice-insurance-buying-guide/) - ** [Nevada](https://medpli.com/nevada-medical-malpractice-insurance-buying-guide/) - ** [New Hampshire](https://medpli.com/new-hampshire-medical-malpractice-insurance-buying-guide/) - ** [New Jersey](https://medpli.com/new-jersey-doctors-buying-guide-medical-malpractice-insurance/) - ** [New Mexico](https://medpli.com/new-mexico-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [New York](https://medpli.com/new-york-physicians-guide-to-medical-malpractice-insurance/) - ** [North Carolina](https://medpli.com/north-carolina-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [North Dakota](https://medpli.com/#quote) - ** [Ohio](https://medpli.com/ohio-buying-guide-medical-malpractice-insurance/) - ** [Oklahoma](https://medpli.com/oklahoma-physicians-guide-to-malpractice-insurance/) - ** [Oregon](https://medpli.com/oregon-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [Pennsylvania](https://medpli.com/pennsylvania-doctors-buying-guide-medical-malpractice-insurance/) - ** [Rhode Island](https://medpli.com/#quote) - ** [South Carolina](https://medpli.com/south-carolina-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [South Dakota](https://medpli.com/#quote) - ** [Tennessee](https://medpli.com/tennessee-doctors-buying-guide-to-medical-malpractice-insurance/) - ** [Texas](https://medpli.com/texas-medical-malpractice-insurance-buying-guide/) - ** [Utah](https://medpli.com/utah-doctors-buying-guide-medical-malpractice-insurance/) - ** [Vermont](https://medpli.com/#quote) - ** [Virginia](https://medpli.com/virginia-doctors-buying-guide-medical-malpractice-insurance/) - ** [Washington](https://medpli.com/washington-doctors-buying-guide-medical-malpractice-insurance/) - ** [West Virginia](https://medpli.com/west-virginia-medical-malpractice-insurance-buying-guide/) - ** [Wisconsin](https://medpli.com/#quote) - ** [Wyoming](https://medpli.com/#quote) ## Spa Liability Insurance Made Simple * #### Save Time & Money On average, MEDPLI clients save over 20% on insurance premiums. We handle the policy comparisons for you, so you can focus on growing your business. #### Healthcare Industry Expertise We exclusively broker medical malpractice insurance, entirely focused on the coverage needs of healthcare providers. #### Local Customer Service Your dedicated U.S.-based broker is available by phone whenever you have questions. #### Ongoing Support As your medical spa evolves, we keep you covered with proactive policy consultations & updates. ## Med Spa Liability & Malpractice Insurance FAQ #### [***Do I need medical malpractice insurance if I already have business insurance? ](#00b4e3dd63aff7bc0) A general liability business policy won’t cover the medical spa in case of a malpractice suit. Similarly, a medical director’s individual medical malpractice insurance policy does not protect the Medical Spa as an entity. #### [****What type of coverage do you recommend for Medical Spas?](#a1d3695327c244175) We generally suggest a claims-made policy with retroactive or prior acts coverage. This option can be renewed and avoids the need for additional tail insurance. Each provider’s policy should still be tailored to their specific situation. #### [****Which insurance companies have the best policies for med spas?](#3d400d738132b108a) While these [top insurance providers**](https://medpli.com/medical-malpractice-insurance-companies-for-doctors-in-2024/) offer excellent coverage, the “best” carrier varies for each medical professional based on their specialty, location, and unique risk profile. #### [****Which aesthetic employees should be covered by the medical malpractice insurance policy?](#8733467dafa9d2a3d) Adequate coverage protects the healthcare facility and everyone who provides services at the Medical Spa, including:  - Medical Directors - Physicians - Nurse Practitioners (NPs) - Physician Assistants (PAs) - Registered Nurses (RNs) - Aestheticians - Massage Therapists - Laser Technicians *You must inform your broker whether staff are your Employees (W2) or Independent Contractors (1099). Physicians and Medical Directors will often require individual medical malpractice coverage as well. #### [**** How much will I pay for med spa medical malpractice insurance annually?](#fb5aa73ffee9fcedb) Medical malpractice insurance rates for medical spas vary significantly by several factors, including: - Claims history - Amount and type of staff employed - The nature and location(s) of the business - Types of services provided Annual premiums for a med spa medical malpractice insurance policy will vary depending on the carrier and med spa, but most policies range from $5,000 to $7,500. (These estimates are for informational purposes only.) #### [****How much coverage does my med spa need? ](#ca1f9244f1fe57e6b) Requirements [**vary by state**](https://medpli.com/states/), but the typical liability limits on medical spa professional liability policies are $1,000,000 per claim and $3,000,000 annual aggregate. Excess limits are available and sometimes required based on the needs of the individual spa. ## Protect Your Med Spa & Your Bottom Line With rising premiums and complex coverage requirements, choosing the right insurance partner matters more than ever. **Don’t leave your business exposed. Get expert coverage designed for medical spas like yours.** ### Get a Quote Name *FirstLastPhone *Email *State *Select a StateAlabamaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDegree *Select your DegreeMDDOCNMDPMDDSCRNANPPAPTOtherYear Established *Number of Providers in MedSpa *National Provider Identifier (NPI)(optional)(Optional) Upload supporting documents (current policy package, CV, NPDB report, and any prior claims information) Drag & Drop Files, Choose Files to Upload You can upload up to 5 files. Stay informed and protect your practice- Sign up for our newsletter to get our analysis on premium trends, coverage options, and important carrier updates. By subscribing, you agree to our Privacy Policy. You can unsubscribe at any time.Email**Submit *The information on this page is provided for general informational purposes only and is not intended to constitute insurance or legal advice**.  MEDPLI is not a law firm and does not provide legal advice.* * **MEDPLI Insurance Services**, LLC is an independent insurance broker dedicated to helping doctors find the coverage that best fits their professional needs. * MEDPLI © 2026 All Rights Reserved. [Privacy Policy](https://medpli.com/privacy-policy/) [LinkedIn](https://www.linkedin.com/company/medpli-professional-liability-insurance)[Facebook](https://www.facebook.com/Medpli/)[YouTube](https://www.youtube.com/channel/UCZFybXffkwKDkkEVZpGBe8Q)[Instagram](https://www.instagram.com/medpli/)[X](https://twitter.com/MedpliMax) [Page load link](#) Tail coverage term lengths range from 1 year to unlimited. Standard terms are for 2, 3, and 5 years. **Expert tip:** Choose tail coverage that extends beyond your state’s malpractice claim statute of limitations. Most physicians prefer unlimited-term policies for lasting protection, even if shorter options cost less. ** × Without tail insurance coverage, a physician can be financially liable for future claims from patient care that occured during the lapsed claims-made policy period. This liability can range from thousands to millions of dollars, based on the severity of the claim. Expert Tip:** Use our **[Medical Malpractice Payouts By State Tool](https://medpli.com/medical-malpractice-payouts-by-state/)** to get a sense of what the medical malpractice payout landscape is like in different states. ** × Tail insurance should be secured by the last day of the active claims-made policy. Often, the incumbent carrier offers a 30-day window after the policy lapses for a doctor to exercise the option to buy their tail policy. We recommend that you pursue standalone quotes before accepting an incumbent offer. Starting that process when you decide to change employers will provide more opportunities to compare quotes and secure the best rate. Expert Tip:** If you’re planning to leave your employer or have already done so, reach out to a medical malpractice insurance broker right away. Timing is critical for securing proper coverage. ** × Each medical specialty has its own insurance risk profile, which may require specialized tail insurance. A policy must reflect the exact circumstances of a physician’s practice and cover all services provided. × Tail coverage protects doctors against any future claims that have yet to be reported. × What does tail insurance typically cover?**** Tail insurance covers any financial liability associated with a medical malpractice claim. This includes: - Legal fees - Expert witnesses - Settlements - Any damages awarded to the plaintiff × When is tail coverage necessary?** Tail coverage is necessary is specific situations, primarily for professionals and organizations that use **[claims-made insurance policies](https://medpli.com/occurrence-vs-claims-made-malpractice-insurance-whats-the-difference/#:~:text=claim%20is%20submitted.-,2.%20Do%20Occurrence%20and%20Claims%2DMade%20Policies%20Offer%20Different%20Benefits%3F,-As%20you%20decide)**. There are four common instances when it’s needed: - When You’re Leaving a Claims-Made Policy - When Switching Insurers or Jobs - When Retiring or Closing a Practice - When Contractually Required × Tail insurance protects you from claims made after your claims-made policy ends. It covers incidents that occurred while you were insured but are reported later, after your policy’s cancellation date. Without tail coverage, you’d be personally responsible for any lawsuits or legal costs that arise afterward, which can cost hundreds of thousands of dollars. **Expert Tip:** When changing jobs, review your insurance program with an **[experienced broker](https://medpli.com/contact-us/)** who knows how to navigate the fine print and ensure you’re protected. × Get a Quote Name *FirstLastSpecialty *Select your SpecialtyAesthetic MedicineAllergyAnesthesiologyCardiology-InvasiveCardiology-Non InvasiveConciergeDermatologyDirect Primary Care (DPC)Emergency MedicineEndocrinologyFamily PracticeFunctional MedicineGastroenterologyGynecology - No SurgeryHematologyHormone Replacement TherapyIndependent Medical Evaluations (IME)Infectious DiseaseInternal MedicineKetamine Infusion TherapyMedical DirectorMidwiferyNeonatologyNephrologyNeurologyOB/GYNOccupational MedicineOncologyOphthalmologyPain ManagementPathologyPediatricsPhysical Medicine/RehabilitationPodiatry - No SurgeryPodiatry - SurgeryPsychiatryPulmonary DiseaseRadiologyRadiology - InterventionalRheumatologySurgery: BariatricSurgery: Cardiovascular ThoracicSurgery: General (Including Trauma)Surgery: HandSurgery: NeurosurgerySurgery: OncologySurgery: Orthopedic without SpineSurgery: Orthopedic with SpineSurgery: PlasticSurgery: Colon & RectalSurgery: GynecologySurgery: Otorhinolaryngology with elective plasticSurgery: Otorhinolaryngology-no elective plasticSurgery: UrologySurgery: VascularSurgery: ThoracicWeight Loss MedicineOtherDegree *Select your DegreeMDDOCNMDPMDDSCRNANPPAPTOtherNextPhone *Email *State *Select a StateAlabamaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingNational Provider Identifier (NPI)(optional)(Optional) Upload supporting documents (current policy package, CV, NPDB report, and any prior claims information) Drag & Drop Files, Choose Files to Upload You can upload up to 5 files. Stay informed and protect your practice- Sign up for our newsletter to get our analysis on premium trends, coverage options, and important carrier updates. By subscribing, you agree to our Privacy Policy. You can unsubscribe at any time.EmailSubmit CLOSE [ Go to Top ](#)