Medical Spa Insurance: Liability & Malpractice Coverage Nationwide

Safeguard your med spa while saving up to 23% with coverage from an AM Best ‘A’-rated carrier.

Customer Reviews

      EXCELLENT  
   Based on 466 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Jennifer Truong 
 
 
 
 Trustindex verifies that the original source of the review is Google. Max was very thorough and prompt. They do request a lot of information compared to other companies where I reached out directly like TDC. They gave me options and was quick to respond. Would reach out to them again.

Owner's reply
Thank you for the 5 star review! We are thorough in seeking out the best coverage fit from all the top companies like TDC, etc. Best wishes in your practice!
  
 
      Posted on Google  
   
   Satya Patel 
 
 
 
 Trustindex verifies that the original source of the review is Google. Responsive malpractice insurance agency. good staff. will do business again.

Owner's reply
Thank you, Dr. Patel! We are a tight-knit team that works hard to deliver the best results for our physician clients. Take care!
  
 
      Posted on Google  
   
   Granville Martin 
 
 
 
 Trustindex verifies that the original source of the review is Google. Last month, Max, Erin and the team at MedPLI did an amazing job as the clock ticked down on the expiration of our medmal insurance. Due to a little known change in Connecticut law, our existing carrier would not renew our policy, and we had to had to scramble for new coverage. Max stepped in, quickly understood our problem, got bids from different insurers and in the space of a couple of days secured coverage for our psychiatry practice.
Max and MedPLI have my strongest endorsement: thorough, flexible and quick.  A great partner.

Owner's reply
❤️
  
 
      Posted on Google  
   
   Ozzie Rodriguez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful in getting my tail coverage.  Great company.

Owner's reply
Tail coverage can be overwhelming, and we are here to make it easier! 🫶
  
 
      Posted on Google  
   
   Ethan Triplett 
 
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Max and he was knowledgeable, professional, and responsive.  Highly recommended.
  
 
      Posted on Google  
   
   george lodeiro 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very thorough and addressed all my needs .
  
 
      Posted on Google  
   
   Andy Garcia 
 
 
 
 Trustindex verifies that the original source of the review is Google. Outstanding experience with Max. Would recommend working with him for any of your malpractice needs.
  
 
      Posted on Google  
   
   Michael Ferri 
 
 
 
 Trustindex verifies that the original source of the review is Google. MEDPLI was able to handle and solve our group professional liability insurance needs when other brokers could not. The difference was that they listened to our questions (repeatedly) and uncertainties, helped us know what questions to ask, showed us that they understood, and then went to bat for us with the underwriters. I feel confident that we've got the coverage we need now.
  
 
      Posted on Google  
   
   Grace Jazrawi 
 
 
 
 Trustindex verifies that the original source of the review is Google. I loved working with Mr. Schloemann and his team. They were easy to communicate with and efficient and finding the best insurance plan for my practice.

Owner's reply
Thank you for the kind review, Dr. Jazrawi!

Med Spa Services: Growing Demand, Increasing Liability

The expanding med spa industry means more treatments, more locations, and a higher risk of malpractice claims.

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2023 Med Spa Market Size: $18.6 Billion

*According to the American MedSpa.*

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2031 Estimated Value: $57.4 Billion

*According to the American MedSpa.*

0%

Industry Growth: 18% of medical spas are new businesses (growing from 8,899 locations in 2022 to 10,488 in 2023)

*According to the American MedSpa.*

0%

U.S. States with the Highest Concentration of Med Spas: California (11.5%), New York (10%), Florida (8.8%), and Texas (7.6%)

*According to the American MedSpa.*

Non-invasive cosmetic procedures have grown steadily in recent years, with double-digit growth every year since 2018 and a record 17.2% jump between 2021 and 2022.
Source: ambwealth

Secure Coverage for Your Med Spa in 3 Easy Steps

Onboarding

We review your needs and confirm the liability requirements for each contract.

Application Management

We handle the paperwork, compare quotes from multiple A-rated carriers, and present the best options.

Select Your Med Spa Policy

Once you choose a policy, we finalize coverage and send your Certificates of Insurance right away.

Get a Custom Quote

Tailored Medical Malpractice Protection for Your Entire Team

Medical Directors
Registered Nurses (RNs)
Aestheticians
Physicians
Dermatologists
Plastic Surgeons
Dentists

Nurse Practitioners (NPs)
Physician’s Assistants (PAs)
Aesthetic Nurses
Massage Therapists
Cosmetologists
Laser Technicians & more

Medical Spa Malpractice Claims Often Include:

Botox & Botulism Complications
Laser Burns
Tattoo Removal: Infection, Scarring, Hypopigmentation
Sclerotherapy Complications

Microblading & Permanent Makeup: Infections, Allergic Reactions
Chemical Peel Injuries
Post-Treatment Irritation or Bruising

Tailored Medical Malpractice Protection for Your Entire Team

Registered Nurses (RNs)
Aestheticians
Physicians
Medical Directors
Dermatologists
Plastic Surgeons
Dentists

Physician’s Assistants (PAs)
Nurse Practitioners (NP)
Massage Therapists
Cosmotoligists
Cosmetic Nurses
Laser Technicians & more

Medical Spa malpractice claims often include:

Botulism & Botox Complications
Laser Burns
Tattoo Removal: Infection, Scarring, Hypopigmentation
Sclerotherapy Complications

Microblading & Permanent Makeup: Infections, Allergic Reactions
Chemical Peel Injuries
Post-Treatment Irritation or Bruising

With rising premiums and payouts, MEDPLI is your best ally.

Don’t settle for inadequate coverage or unfair rates.

Get a Quote

Name *

First

Last

Phone *

Email *

State *

Degree *

Year Established *

Number of Providers in MedSpa *

National Provider Identifier (NPI)

(optional)

prior Assignment any

(Optional) Upload supporting documents (current policy package, CV, NPDB report, and any prior claims information)

Drag & Drop Files, Choose Files to Upload You can upload up to 5 files.

Stay informed and protect your practice

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What Our Med Spa Clients Have to Say

“When I started my practice, I had to deal with transferring my coverage from my work as an independent contractor to my new private practice. MEDPLI helped me navigate all the paperwork and red tape. There are many choices regarding malpractice policies and insurance brokers. Still, if you want an experienced broker that makes it easy to get the right coverage at the best price, I highly recommend working with MEDPLI.”

Dr. Ally Deziel, Founder of The Palm Plastic Surgery & Medspa, Plastic Surgeon

“I highly recommend MEDPLI insurance services. I am new and just starting a med spa with very little business experience, and they were able to help me with the paperwork and process to make it simple and worry-free.”

Marya Koza-saade, Founder of Greater Glow Medspa

“The agent I worked with was very educated about the options available with MEDPLI. She was very kind and knowledgeable. It was a pleasure working with her.”

Shelby, Reno Tahoe Medical Spa

The global med spa industry is expected to surpass $57 billion by 2031.

Protect your growth potential with premier liability coverage.

Get Your Free Quote

Med Spa Malpractice Insurance Coverage Costs

While actual premiums will depend on the specific application details and the insurance carrier’s underwriting process, most med spa medical malpractice insurance policies range from $5,000 to $15,000. (These estimates are for informational purposes only.)

Medical malpractice insurance rates for medical spas vary greatly based on the business’s unique risk profile and other factors, such as:

Claims history
Number of staff
Type of staff
Range of services

Patient volume
Number of facilities
Geographical location
Risk management programs

Get Your Customized Quote

Premier Aesthetic Malpractice
Insurance Coverage in All 50 States

MEDPLI brokers customize med spa policy terms according to state-specific codes & requirements.

States We Work In:

Spa Liability Insurance Made Simple

Save Time & Money

On average, MEDPLI clients save over 20% on insurance premiums. We handle the policy comparisons for you, so you can focus on growing your business.

Healthcare Industry Expertise

We exclusively broker medical malpractice insurance, entirely focused on the coverage needs of healthcare providers.

Local Customer Service

Your dedicated U.S.-based broker is available by phone whenever you have questions.

Ongoing Support

As your medical spa evolves, we keep you covered with proactive policy consultations & updates.

Med Spa Liability & Malpractice Insurance FAQ

Do I need medical malpractice insurance if I already have business insurance?

A general liability business policy won’t cover the medical spa in case of a malpractice suit. Similarly, a medical director’s individual medical malpractice insurance policy does not protect the Medical Spa as an entity.

What type of coverage do you recommend for Medical Spas?

We generally suggest a claims-made policy with retroactive or prior acts coverage. This option can be renewed and avoids the need for additional tail insurance. Each provider’s policy should still be tailored to their specific situation.

Which insurance companies have the best policies for med spas?

While these top insurance providers offer excellent coverage, the “best” carrier varies for each medical professional based on their specialty, location, and unique risk profile.

Which aesthetic employees should be covered by the medical malpractice insurance policy?

Adequate coverage protects the healthcare facility and everyone who provides services at the Medical Spa, including:

Medical Directors
Physicians
Nurse Practitioners (NPs)
Physician Assistants (PAs)
Registered Nurses (RNs)
Aestheticians
Massage Therapists
Laser Technicians

*You must inform your broker whether staff are your Employees (W2) or Independent Contractors (1099). Physicians and Medical Directors will often require individual medical malpractice coverage as well.

How much will I pay for med spa medical malpractice insurance annually?

Medical malpractice insurance rates for medical spas vary significantly by several factors, including:

Claims history
Amount and type of staff employed
The nature and location(s) of the business
Types of services provided

Annual premiums for a med spa medical malpractice insurance policy will vary depending on the carrier and med spa, but most policies range from $5,000 to $7,500. (These estimates are for informational purposes only.)

How much coverage does my med spa need?

Requirements vary by state, but the typical liability limits on medical spa professional liability policies are $1,000,000 per claim and $3,000,000 annual aggregate. Excess limits are available and sometimes required based on the needs of the individual spa.

Protect Your Med Spa & Your Bottom Line

With rising premiums and complex coverage requirements, choosing the right insurance partner matters more than ever.

Don’t leave your business exposed. Get expert coverage designed for medical spas like yours.

Get a Quote

Name *

First

Last

Upload and prior

Phone *

Email *

State *

Degree *

Year Established *

Number of Providers in MedSpa *

National Provider Identifier (NPI)

(optional)

(Optional) Upload supporting documents (current policy package, CV, NPDB report, and any prior claims information)

Drag & Drop Files, Choose Files to Upload You can upload up to 5 files.

Stay informed and protect your practice

Sign up for our newsletter to get our analysis on premium trends, coverage options, and important carrier updates.

By subscribing, you agree to our Privacy Policy. You can unsubscribe at any time.

Medical Spa Insurance: Liability & Malpractice Coverage Nationwide