Plastic Surgeons Need Robust Medical Malpractice Insurance
Medical malpractice payouts across all specialties in the U.S. from 2015-2025
-according to the National Practitioner Data Bank (NPDB) Data Analysis Tool
Chance of being sued per year of practice for plastic surgeons aged 45+
-according to PubMed (2025)
Chance of being sued per year of practice for plastic surgeons aged 65+
-according to PubMed (2025)
Plastic Surgery Malpractice Lawsuits: Top Allegations & Related Procedures
Plastic surgeons face malpractice claims across a wide range of procedures, with skin/tissue size reductions the most frequently cited operation in claims. This breadth of risk makes strong liability insurance essential.
Source: MLMIC & MedPro Group
With rising premiums and payouts, MEDPLI is your best ally.
Don’t settle for inadequate coverage or unfair rates.
Get a Free Quote
Plastic Surgeons Need Strong Professional Liability Insurance in 2026
Plastic surgeons face the fifth-highest number of annual malpractice claims among all specialties. Between 2021 and 2023, the percentage of plastic surgeons who reported being sued increased from 51% to 73%.
The increased likelihood of being named in a lawsuit – and the nationwide rise in $10-million-plus malpractice verdicts – make robust malpractice coverage critical for plastic surgeons.
Customer Reviews
The highest risk factors for plastic surgeons include:
Most common reasons plastic surgeons are sued include:
The most common procedures named in plastic surgery malpractice cases include:
The highest risk factors for plastic surgeons include:
Most common reasons plastic surgeons are sued include:
The most common procedures named in plastic surgery malpractice cases include:
Secure Coverage for Your Practice in 3 Simple Steps
Onboarding
We review your needs and confirm your liability requirements in accordance with state laws and employment contracts.
Application Management
We handle the paperwork, compare quotes from multiple A-rated carriers, and present the best options.
Select Your Plastics Malpractice Insurance Policy
Once you choose a policy, we finalize coverage and send your Certificates of Insurance right away.
What Does Malpractice Insurance for Plastic Surgeons Cover?
Specialized malpractice policies protect your personal and practice assets if a patient alleges injury related to your:
These policies also typically cover legal defense costs, monetary damages, and judgments up to your policy limits.
How Much Is Malpractice Insurance for Plastic Surgeons?
Premiums vary widely depending on location, specific application details, and the insurance carrier’s underwriting process, with most plastic surgeon malpractice insurance policies ranging from $30,000 to $60,000. (These estimates are for informational purposes only.)
Estimated Medical Malpractice Insurance Rates by State: Plastic Surgeons (2026)
| City | State | Premium Estimate | Limits of Liability |
|---|---|---|---|
| Birmingham | AL | $33,000 | $1,000,000/$3,000,000 |
| Little Rock | AR | $33,000 | $1,000,000/$3,000,000 |
| Phoenix | AZ | $45,000 | $1,000,000/$3,000,000 |
| Los Angeles | CA | $40,000 | $1,000,000/$3,000,000 |
| Denver | CO | $30,000 | $1,000,000/$3,000,000 |
| Bridgeport | CT | $50,000 | $1,000,000/$4,000,000 |
| Wilmington | DE | $50,000 | $1,000,000/$3,000,000 |
| Washington DC | $75,000 | $1,000,000/$3,000,000 | |
| Miami | FL* | $70,000 | $1,000,000/$3,000,000 |
| Miami | FL* | $55,000 | $250,000/$750,000 |
| Atlanta | GA | $45,000 | $1,000,000/$3,000,000 |
| Honolulu | HI | $50,000 | $1,000,000/$3,000,000 |
| Des Moines | IA | $30,000 | $1,000,000/$3,000,000 |
| Boise | ID | $25,000 | $1,000,000/$3,000,000 |
| Chicago | IL | $90,000 | $1,000,000/$3,000,000 |
| Wichita | KS | $30,000 + KS HCSF | $200,000/$600,000 |
| Louisville | KY | $40,000 | $1,000,000/$3,000,000 |
| Indianapolis | IN | $30,000 + IN PCF | $250,000/$750,000 |
| New Orleans | LA | $40,000 + LA PCF | $1,000,000/$3,000,000 |
| Boston | MA | $45,000 | $1,000,000/$3,000,000 |
| Baltimore | MD | $60,000 | $1,000,000/$3,000,000 |
| Portland | ME | $35,000 | $1,000,000/$3,000,000 |
| Detroit | MI | $60,000 | $1,000,000/$3,000,000 |
| St. Louis | MO | $50,000 | $1,000,000/$3,000,000 |
| Minneapolis | MN | $25,000 | $1,000,000/$3,000,000 |
| Jackson | MS | $55,000 | $1,000,000/$3,000,000 |
| Billings | MT | $60,000 | $1,000,000/$3,000,000 |
| Charlotte | NC | $35,000 | $1,000,000/$3,000,000 |
| Fargo | ND | $25,000 | $1,000,000/$3,000,000 |
| Omaha | NE | $25,000 | $1,000,000/$3,000,000 |
| Manchester | NH | $50,000 | $1,000,000/$3,000,000 |
| Albuquerque | NM | $35,000 + NM PCF | $200,000/$600,000 |
| Newark | NJ | $55,000 | $1,000,000/$3,000,000 |
| Las Vegas | NV | $50,000 | $1,000,000/$3,000,000 |
| Manhattan, NY | NY | $125,000 | $1,300,000/$3,900,000 |
| Columbus | OH | $50,000 | $1,000,000/$3,000,000 |
| Oklahoma City | OK | $45,000 | $1,000,000/$3,000,000 |
| Portland | OR | $33,000 | $1,000,000/$3,000,000 |
| Philadelphia | PA | $50,000 + MCARE | $500,000/$1,500,000 |
| Providence | RI | $40,000 | $1,000,000/$3,000,000 |
| Charleston | SC | $40,000 | $1,000,000/$3,000,000 |
| Sioux Falls | SD | $25,000 | $1,000,000/$3,000,000 |
| Nashville | TN | $40,000 | $1,000,000/$3,000,000 |
| Houston | TX* | $30,000 | $200,000/$600,000 |
| Houston | TX* | $40,000 | $1,000,000/$3,000,000 |
| Salt Lake City | UT | $40,000 | $1,000,000/$3,000,000 |
| Burlington | VT | $30,000 | $1,000,000/$3,000,000 |
| Seattle | WA | $40,000 | $1,000,000/$3,000,000 |
| Virginia Beach | VA | $40,000 | 1,000,000/$3,000,000 |
| Milwaukee | WI | $25,000 + PCF | $1,000,000/$3,000,000 |
| Charleston | WI | $60,000 | $1,000,000/$3,000,000 |
| Cheyenne | WY | $50,000 | $1,000,000/$3,000,000 |
*These states have limit options
Note: These rates are approximate, and each individual’s unique factors can affect their premium.
Medical malpractice insurance rates for plastic surgeons vary based on several factors:
An experienced medical malpractice broker helps you navigate these complexities and secure customized coverage that fits your needs—without overpaying.
Plastic surgeons face the 5th highest number of malpractice claims among specialties.
Strong liability coverage is your best defense. Protect your livelihood and reputation with premier malpractice insurance tailored for plastic surgeons.
Premier Plastic Surgery Malpractice & Liability Coverage in All 50 States
Our brokers customize the terms of plastic surgeon policies to meet state-specific codes & requirements.
States We Work In:
Plastic Surgery Liability & Malpractice Coverage Made Simple
Save Time & Money
On average, MEDPLI clients save 23% on insurance premiums. We handle the policy comparisons for you, so you can focus on providing quality care.
Healthcare Industry Expertise
We exclusively broker medical malpractice insurance, entirely focused on the coverage needs of healthcare physicians and surgeons.
Local Customer Service
Your dedicated U.S.-based broker is available by phone whenever you have questions.
Ongoing Support
If you move states, change practices, or update your risk profile, we keep you covered with proactive policy consultations & updates.
What Our Clients Have to Say
“Max got me a great quote for malpractice tail coverage that was about 10K lower than through my existing carrier. He was very prompt and responsive. I would highly recommend him.”
“Made this whole malpractice issue seamless!”
“The [MEDPLI] team worked effortlessly to find the best deal for me. They are readily available to answer any questions or address any concerns I may have. I am grateful to have them in my corner.”
Plastic Surgery Liability & Malpractice Insurance FAQs
Get Your Plastic Surgery Malpractice Insurance Quote Today
With rising premiums, complex coverage requirements, and increasing claim frequencies, choosing the right insurance partner matters more than ever. To speak with an experienced malpractice insurance broker, email info@medpli.com or call our Illinois office at 800-969-1339.
Get expert coverage designed specifically for plastic surgeons like you.