https://medpli.com/wp-content/uploads/2020/07/oregon-state.jpg Oregon: Medical Malpractice Insurance Requirements for 2020 Oregon carries no legal requirement that doctors carry medical malpractice insurance. Though there is no legal requirement, most hospitals in Oregon require that doctors have malpractice coverage in order to treat patients. Oregon’s state constitution prohibits caps on non-economic damages in personal injury cases, but it caps non-economic damages in wrongful death cases at $500,000, including wrongful deaths caused by medical malpractice. Non-economic damages include pain and suffering, loss of consortium, loss of care and guidance, and other losses. Damages for monetary losses like lost wages and medical bills are known as “economic” damages, and no cap applies to this kind of compensation. Liability limits of $1 million per occurrence or claim and $3 million per annual aggregate are the typical policy amounts when purchasing medical malpractice insurance in Oregon. OB/GYNs and surgeons might need policies with higher liability limits than this. Oregon: Medical Malpractice Insurance Outcomes for 2019 TOTAL PAYOUT The total medical malpractice payout in Oregon for 2019 was $56,528,500. TOTAL PAYOUT VS. OUTCOME W3Zpc3VhbGl6ZXIgaWQ9IjIyMDMiIGxhenk9Im5vIiBjbGFzcz0iIl0 TYPE OF INJURY W3Zpc3VhbGl6ZXIgaWQ9IjIyMDciIGxhenk9Im5vIiBjbGFzcz0iIl0 PATIENT AGE W3Zpc3VhbGl6ZXIgaWQ9IjIyMDkiIGxhenk9Im5vIiBjbGFzcz0iIl0 PAYOUTS BY PATIENT TYPE W3Zpc3VhbGl6ZXIgaWQ9IjIyMTMiIGxhenk9Im5vIiBjbGFzcz0iIl0 PAYOUTS BY PATIENT GENDER W3Zpc3VhbGl6ZXIgaWQ9IjIyMTciIGxhenk9Im5vIiBjbGFzcz0iIl0 OREGON MEDICAL MALPRACTICE INSURANCE RATES BY SPECIALTY Specialty Approximate Rate Minimum Rate Maximum Rate Anesthesiology $9,000 $6,000 $12,000 Cardiovascular Disease Minor Surgery $11,000 $10,000 $13,000 Emergency Medicine $18,000 $15,000 $20,000 Family Practice No Surgery $7,000 $4,000 $9,000 Gastroenterology No Surgery $10,000 $9,000 $11,000 General Surgery $25,000 $15,000 $35,000 Internal Medicine No Surgery $8,000 $5,000 $9,000 Neurology No Surgery $10,000 $9,000 $12,000 Obstetrics and Gynecology Major Surgery $36,000 $25,000 $45,000 Occupational Medicine $5,000 $4,000 $6,000 Ophthalmology No Surgery $6,000 $4,000 $8,000 Orthopedic Surgery No Spine $20,000 $14,000 $25,000 Pediatrics No Surgery $8,000 $6,000 $9,000 Psychiatry $6,000 $4,000 $8,000 Radiology - Diagnostic $12,000 $8,000 $16,000 *State filed rates from 2016 We help doctors from every locality in Oregon, from every specialty. We can help OB/GYNs in Portland, Pediatricians in Eugene, surgeons in Bend, and more. Request a quote today to get the process started. MEDPLI offers insurance products and services for physicians, including tail insurance, group coverage, and private practice malpractice coverage. Contact us to find out how we can help.