What are the typical coverage limits for medical malpractice insurance in Michigan?

Medical malpractice coverage limits in Michigan can vary, but many physicians carry policies with limits of $200,000 per claim and $600,000 aggregate per year. While higher limits, such as $1M/$3M, are also available and increasingly common, many practitioners still choose the 200/600 structure, depending on their specialty, hospital requirements, and risk level.

Coverage limits can affect both your premium cost and financial protection, which is why many doctors consult a broker to compare options. MEDPLI regularly helps physicians evaluate whether their Michigan professional liability insurance policy meets both credentialing and risk-management needs.