How much does medical malpractice insurance cost in Texas in 2026?

In 2026, Texas medical malpractice insurance premiums typically range from $7,000 to $56,000 per year, depending on specialty, claims history, and coverage limits.
For example, family practice physicians without surgery may pay around $10,000 annually, while OB/GYNs performing major surgery can exceed $56,000.

Rates are based on the standard $200,000 per claim/$600,000 aggregate limits. For an exact premium, request a custom MEDPLI quote tailored to your practice.