How much does medical malpractice insurance cost in Pennsylvania?

Premiums in Pennsylvania vary quite a bit. The cost depends on your specialty, where you practice, your claims history, and whether you choose a claims-made or occurrence policy.

High-risk specialties like OB-GYN, neurosurgery, and orthopedics usually pay the most, while primary care and psychiatry are generally on the lower end. Pennsylvania also requires MCARE excess coverage, so that is part of the overall protection physicians must carry.

MEDPLI helps by pulling customized quotes from multiple carriers so physicians can compare real numbers and find the most competitive rate for their needs.