How do Michigan malpractice insurance rates compare to those in other states?

Compared to states with larger malpractice payouts or more litigation, medical malpractice insurance in Michigan is generally considered moderate in cost. Premiums are influenced by the state’s non-economic damage caps and overall claim environment.

However, rates can still vary significantly by specialty and location. Surgeons and OB-GYNs typically pay much higher premiums than physicians in lower-risk specialties, such as psychiatry or pediatrics.