Georgia: Medical Malpractice Insurance Requirements for 2020
Georgia state law does not require physicians to carry medical malpractice insurance. However, Georgia’s laws do stipulate that patients have the right to ask their doctor if they carry medical malpractice insurance. The state’s Patient Right to Know Act also requires physicians to disclose to the Georgia Composite Medical Board whether they have malpractice insurance.
Though Georgia does not legally require medical malpractice insurance, most hospitals and medical facilities do require it of their resident physicians. Typical elected insurance minimums are $1,000,000 per occurrence and $3,000,000 per policy year. If your specialty is high-risk, such as it is for surgeons and OB/GYNs, higher coverage amounts are usually preferred.
Georgia: Medical Malpractice Insurance Outcomes for 2019
TOTAL PAYOUT
The total medical malpractice payout in Georgia for 2019 was $103,596,500.
TOTAL PAYOUT VS. OUTCOME
TYPE OF INJURY
PATIENT AGE
PAYOUTS BY PATIENT TYPE
PAYOUTS BY PATIENT GENDER
GEORGIA MEDICAL MALPRACTICE INSURANCE RATES BY SPECIALTY
| Specialty | Approximate Rate | Minimum Rate | Maximum Rate |
|---|---|---|---|
| Anesthesiology | $15,000 | $9,000 | $25,000 |
| Cardiovascular Disease Minor Surgery | $19,000 | $11,000 | $22,000 |
| Emergency Medicine | $26,000 | $18,000 | $42,000 |
| Family Practice No Surgery | $12,000 | $7,000 | $16,000 |
| Gastroenterology No Surgery | $14,000 | $10,000 | $21,000 |
| General Surgery | $37,000 | $18,000 | $51,000 |
| Internal Medicine No Surgery | $12,000 | $7,000 | $16,000 |
| Neurology No Surgery | $16,000 | $10,000 | $21,000 |
| Obstetrics and Gynecology Major Surgery | $65,000 | $50,000 | $74,000 |
| Occupational Medicine | $9,000 | $5,000 | $13,000 |
| Ophthalmology No Surgery | $9,000 | $5,000 | $12,000 |
| Orthopedic Surgery No Spine | $34,000 | $18,000 | $47,000 |
| Pediatrics No Surgery | $13,000 | $10,000 | $16,000 |
| Psychiatry | $10,000 | $5,000 | $12,000 |
| Radiology – Diagnostic | $16,000 | $9,000 | $22,000 |
*State filed rates from 2016
Whether you are an OB/Gyn in Atlanta, a Dermatologist in Savannah, or an Anesthesiologist in Augusta, MEDPLI will help you secure cost-effective medical malpractice insurance from an A-rated carrier. MEDPLI works with solo doctors and small groups of physicians practicing any specialty. If you’re a physician working in Georgia and looking for medical malpractice insurance, please request a quote.
MEDPLI offers tail insurance, group coverage, private practice malpractice coverage, and more. See our Products & Services page to find out how we can help you.
About the Author
Max Schloemann is a medical malpractice insurance broker helping physicians and surgeons secure Medical Professional Liability coverage. A Magna Cum Laude graduate of Southern Illinois University’s College of Business, he was named Outstanding Management Senior.
Max began his career in 2008 at an industry-leading firm and founded MEDPLI in 2017 to guide private practice doctors and physicians in transition through the complexities of malpractice insurance.
Outside of work, Max, his wife Kristen (a Physician Assistant), and their four kids enjoy the outdoors and attending the kids’ sporting events. For malpractice insurance questions, you can contact Max here.
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