https://medpli.com/wp-content/uploads/2020/06/georgia-medical-malpractice-insurance.jpg Georgia: Medical Malpractice Insurance Requirements for 2020 Georgia state law does not require physicians to carry medical malpractice insurance. However, Georgia's laws do stipulate that patients have the right to ask their doctor if they carry medical malpractice insurance. The state’s Patient Right to Know Act also requires physicians to disclose to the Georgia Composite Medical Board whether they have malpractice insurance. Though Georgia does not legally require medical malpractice insurance, most hospitals and medical facilities do require it of their resident physicians. Typical elected insurance minimums are $1,000,000 per occurrence and $3,000,000 per policy year. If your specialty is high-risk, such as it is for surgeons and OB/GYNs, higher coverage amounts are usually preferred. Georgia: Medical Malpractice Insurance Outcomes for 2019 TOTAL PAYOUT The total medical malpractice payout in Georgia for 2019 was $103,596,500. TOTAL PAYOUT VS. OUTCOME W3Zpc3VhbGl6ZXIgaWQ9IjIwMTkiXQ TYPE OF INJURY W3Zpc3VhbGl6ZXIgaWQ9IjIwMjMiXQ PATIENT AGE W3Zpc3VhbGl6ZXIgaWQ9IjIwMjciXQ PAYOUTS BY PATIENT TYPE W3Zpc3VhbGl6ZXIgaWQ9IjIwMzEiXQ PAYOUTS BY PATIENT GENDER W3Zpc3VhbGl6ZXIgaWQ9IjIwMzUiXQ GEORGIA MEDICAL MALPRACTICE INSURANCE RATES BY SPECIALTY Specialty Approximate Rate Minimum Rate Maximum Rate Anesthesiology $15,000 $9,000 $25,000 Cardiovascular Disease Minor Surgery $19,000 $11,000 $22,000 Emergency Medicine $26,000 $18,000 $42,000 Family Practice No Surgery $12,000 $7,000 $16,000 Gastroenterology No Surgery $14,000 $10,000 $21,000 General Surgery $37,000 $18,000 $51,000 Internal Medicine No Surgery $12,000 $7,000 $16,000 Neurology No Surgery $16,000 $10,000 $21,000 Obstetrics and Gynecology Major Surgery $65,000 $50,000 $74,000 Occupational Medicine $9,000 $5,000 $13,000 Ophthalmology No Surgery $9,000 $5,000 $12,000 Orthopedic Surgery No Spine $34,000 $18,000 $47,000 Pediatrics No Surgery $13,000 $10,000 $16,000 Psychiatry $10,000 $5,000 $12,000 Radiology - Diagnostic $16,000 $9,000 $22,000 *State filed rates from 2016 Whether you are an OB/Gyn in Atlanta, a Dermatologist in Savannah, or an Anesthesiologist in Augusta, MEDPLI will help you secure cost-effective medical malpractice insurance from an A-rated carrier. MEDPLI works with solo doctors and small groups of physicians practicing any specialty. If you’re a physician working in Georgia and looking for medical malpractice insurance, please request a quote. MEDPLI offers tail insurance, group coverage, private practice malpractice coverage, and more. See our Products & Services page to find out how we can help you.