What liability limits do physicians usually carry in Virginia?

Virginia does not set required malpractice insurance limits, so coverage amounts vary based on specialty, employer requirements, and practice setting. Many Virginia physicians carry coverage levels that align with the state’s medical malpractice damage cap, while others select lower or higher limits depending on risk exposure and credentialing requirements.

Higher-risk specialties such as OB-GYN or neurosurgery often carry higher limits than lower-risk specialties. The right coverage depends on how and where you practice.