What coverage limits do doctors typically carry in Massachusetts?

A common limit for Massachusetts physicians is $1 million per claim and $3 million per year. That level of protection is widely accepted across the state and works for many specialties. Higher-risk fields may adopt stricter limits based on their exposure, while lower-risk practices often remain at the $1M/$3M level. 

At MEDPLI, we compare multiple A-rated carriers and help you choose limits that match your specialty and risk profile.