What are California’s medical malpractice insurance requirements?

While California doesn’t set a single statewide minimum for malpractice coverage, there are common standards. Most employers and facilities expect physicians to carry $1,000,000/$3,000,000 limits, secure tail coverage for claims-made policies (often around 200% of the annual premium), and choose A-rated carriers for financial strength.

MEDPLI helps California physicians meet these expectations with appropriate limits, policy types, and carriers for their specialty and career stage.