A: Generally not. If you are truly seeking the most affordable coverage, you can expect some limitations in your coverage. Likewise, the most expensive coverage is not necessarily the best.
Carriers use proprietary actuarial risk modeling; hence, premium rates can vary widely. Finding a balance between affordability and strong protection is generally the aim. We understand everyone has different risk tolerance and budget, so we work with a wide range of insurance carriers. Price is important, but it is not the most important metric when evaluating options.
