How much does medical malpractice insurance cost for doctors in Illinois in 2026?

Costs vary significantly by specialty. For example, Dermatology (no surgery) averages $14,000, General Surgery around $65,000, and OB/GYN with major surgery can reach $84,000 annually. These estimates reflect standard $1M/$3M limits. Tail coverage typically costs about 200% of the annual premium.

For precise rates, a custom application and underwriter approval are required.