How do Virginia’s malpractice caps work, and does it affect what I buy?

Virginia has a statewide cap on total damages in medical malpractice cases, and that cap goes up slightly every year. Even with a cap in place, physicians are still exposed to large defense costs and settlement demands, which is why solid coverage is important. The cap doesn’t replace good insurance; it just gives you a clearer ceiling on potential awards.

MEDPLI can walk you through the current cap amount and what limits make sense for your situation.