Frequently Asked Questions
Do physicians need malpractice insurance in Massachusetts?
Massachusetts does not have a statewide law that forces every physician to carry malpractice insurance. In reality, most doctors still have it because hospitals, surgical centers, and group practices require proof of coverage for admitting privileges or employment. Without a policy, a physician is personally responsible for legal defense and any settlement, which can be financially significant.
MEDPLI helps Massachusetts doctors find the coverage required for privileges and peace of mind.




