Internists care for the whole patient – let MEDPLI take care of your medical malpractice insurance.
Internists are equipped to deal with a variety of complex problems – finding the right medical malpractice insurance policy shouldn’t have to be one of them. Luckily, internal medicine physicians tend to pay lower premiums for medical malpractice insurance than most other providers.
The right medical malpractice insurance from an A-rated carrier is the surest way to protect yourself from lawsuit damages, attorney fees, and more. Contact us today to learn more about the different types of policies available or to get a quote for your internist medical malpractice insurance.
Internist Medical Malpractice Insurance Rates
Rates for internist medical malpractice insurance can vary widely by a number of factors, including location, type of procedures performed, previous claims history and more. Mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.
| State | City | Premium Estimate | Limits of Liability |
|---|---|---|---|
| AL | Birmingham | $18,000 | $1,000,000/$3,000,000 |
| AR | Little Rock | $18,000 | $1,000,000/$3,000,000 |
| AZ | Phoenix | $22,000 | $1,000,000/$3,000,000 |
| CA | Los Angeles | $17,000 | $1,000,000/$3,000,000 |
| CO | Denver | $20,000 | $1,000,000/$3,000,000 |
| CT | Bridgeport | $22,000 | $1,000,000/$4,000,000 |
| DE | Wilmington | $22,000 | $1,000,000/$3,000,000 |
| DC | Washington DC | $28,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $35,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $28,000 | $250,000/$750,000 |
| GA | Atlanta | $20,000 | $1,000,000/$3,000,000 |
| HI | Honolulu | $20,000 | $1,000,000/$3,000,000 |
| IA | Des Moines | $17,000 | $1,000,000/$3,000,000 |
| ID | Boise | $17,000 | $1,000,000/$3,000,000 |
| IL | Chicago | $30,000 | $1,000,000/$3,000,000 |
| KS | Wichita | $17,000 + KS HCSF | $200,000/$600,000 |
| KY | Louisville | $20,000 | $1,000,000/$3,000,000 |
| IN | Indianapolis | $18,000 + IN PCF | $250,000/$750,000 |
| LA | New Orleans | $18,000 + LA PCF | $1,000,000/$3,000,000 |
| MA | Boston | $22,000 | $1,000,000/$3,000,000 |
| MD | Baltimore | $19,000 | $1,000,000/$3,000,000 |
| ME | Portland | $18,000 | $1,000,000/$3,000,000 |
| MI | Detroit | $27,000 | $1,000,000/$3,000,000 |
| MO | St. Louis | $20,000 | $1,000,000/$3,000,000 |
| MN | Minneapolis | $17,000 | $1,000,000/$3,000,000 |
| MS | Jackson | $20,000 | $1,000,000/$3,000,000 |
| MT | Billings | $20,000 | $1,000,000/$3,000,000 |
| NC | Charlotte | $15,000 | $1,000,000/$3,000,000 |
| ND | Fargo | $15,000 | $1,000,000/$3,000,000 |
| NE | Omaha | $18,000 | $1,000,000/$3,000,000 |
| NH | Manchester | $25,000 | $1,000,000/$3,000,000 |
| NM** | Albuquerque | $25,000 + NM PCF | $200,000/600,000 |
| NJ | Newark | $25,000 | $1,000,000/$3,000,000 |
| NV | Las Vegas | $25,000 | $1,000,000/$3,000,000 |
| NY | Manhattan, NY | $45,000 | $1,300,000/$3,900,000 |
| OH | Columbus | $20,000 | $1,000,000/$3,000,000 |
| OK | Oklahoma City | $18,000 | $1,000,000/$3,000,000 |
| OR | Portland | $18,000 | $1,000,000/$3,000,000 |
| PA | Philadelphia | $25,000 + MCARE | $500,000/$1,500,000 |
| RI | Providence | $18,000 | $1,000,000/$3,000,000 |
| SC | Charleston | $17,000 | $1,000,000/$3,000,000 |
| SD | Sioux Falls | $15,000 | $1,000,000/$3,000,000 |
| TN | Nashville | $17,000 | $1,000,000/$3,000,000 |
| TX* | Houston | $17,000 | $200,000/$600,000 |
| TX* | Houston | $20,000 | $1,000,000/$3,000,000 |
| UT | Salt Lake City | $17,000 | $1,000,000/$3,000,000 |
| VA | Virginia Beach | $20,000 | $2,500,000/$7,500,000 |
| VT | Burlington | $17,000 | $1,000,000/$3,000,000 |
| WA | Seattle | $17,000 | $1,000,000/$3,000,000 |
| WI | Milwaukee | $17,000 + PCF | $1,000,000/$3,000,000 |
| WV | Charleston | $20,000 | $1,000,000/$3,000,000 |
| WY | Cheyenne | $20,000 | $1,000,000/$3,000,000 |
*These states offer limit options
** Only Occurrence; no Claims-Made coverage
Why Internal Medicine Doctors Need Medical Malpractice Insurance
All physicians are at risk of experiencing a medical malpractice claim.
While the likelihood of facing a lawsuit is low for internists, research shows that they tend to be sued for:
If you should have to face a malpractice lawsuit, medical malpractice insurance is well worth the expense. The right medical malpractice insurance will protect you from multiple factors in the event of a lawsuit. These are:
Even if you win your lawsuit or the claim gets dismissed, internists without malpractice insurance can expect to pay tens of thousands of dollars to defend themselves against a claim.
How Internists Can Reduce The Risk of a Medical Malpractice Lawsuit
In 2019, over half of internists surveyed said they had been named in a lawsuit at least once. Internists need to ensure that they are doing everything they can to minimize their risk of a malpractice lawsuit. Internal medicine doctors can take the following actions to help reduce their risk of a lawsuit: