All Neurosurgeons Need Medical Malpractice Insurance
Percent of neurosurgeons who reported being named in one or more lawsuits
*according to a 2020 Medscape Medical News
Average indemnity paid in a closed neurosurgical civil claim
*according to the Journal of Neurosurgery
Neurosurgery is in the highest-risk tier for both severity and frequency, making strong malpractice coverage essential.
Source: MLMIC & MedPro Group
With rising premiums and payouts, MEDPLI is your best ally.
Don’t settle for inadequate coverage or unfair rates.
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Why Strong Neurosurgeon Liability Insurance Matters for 2026 and Beyond
Neurosurgeons face the highest malpractice liability of any specialty, with rising claim frequency and increasingly large jury awards. Neurosurgeons need strong liability coverage designed to withstand high-value claims and specialty-specific risks.
Key risk factors include:
The most common reasons neurosurgeons are sued include:
Why Strong Neurosurgeon Liability Insurance Matters for 2026 and Beyond
Neurosurgeons face the highest malpractice liability of any specialty, with rising claim frequency and increasingly large jury awards. Neurosurgeons need strong liability coverage designed to withstand high-value claims and specialty-specific risks.
Key risk factors include:
The most common reasons neurosurgeons are sued include:
Secure Coverage for Your Practice in 3 Easy Steps
Onboarding
We review your needs and confirm your liability requirements in accordance with state laws and employment contracts.
Application Management
We handle the paperwork, compare quotes from multiple A-rated carriers, and present the best options.
Select Your Neurosurgeon Malpractice Insurance Policy
Once you choose a policy, we finalize coverage and send your Certificates of Insurance right away.
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What Does Malpractice Insurance for Neurosurgeons Cover?
Specialized malpractice policies protect your personal and practice assets if a patient alleges injury related to your:
These policies also typically cover legal defense costs, settlements, and judgments up to your policy limits.
How Much Does Neurosurgeon Malpractice Insurance Cost? (Updated for 2026)
Premiums vary widely depending on location, specific application details, and the insurance carrier’s underwriting process, with most neurosurgeon malpractice insurance policies ranging from $30,000 to $80,000. (These estimates are for informational purposes only.)
Medical Malpractice Insurance Rates for Neurosurgeons by State
| City | State | Premium Estimate | Limits of Liability |
|---|---|---|---|
| Birmingham | AL | $45,000 | $1,000,000/$3,000,000 |
| Little Rock | AR | $40,000 | $1,000,000/$3,000,000 |
| Phoenix | AZ | $55,000 | $1,000,000/$3,000,000 |
| Los Angeles | CA | $45,000 | $1,000,000/$3,000,000 |
| Denver | CO | $55,000 | $1,000,000/$3,000,000 |
| Bridgeport | CT | $50,000 | $1,000,000/$4,000,000 |
| Wilmington | DE | $55,000 | $1,000,000/$3,000,000 |
| Washington DC | $85,000 | $1,000,000/$3,000,000 | |
| Miami | FL* | $80,000 | $1,000,000/$3,000,000 |
| Miami | FL* | $60,000 | $250,000/$750,000 |
| Atlanta | GA | $55,000 | $1,000,000/$3,000,000 |
| Honolulu | HI | $55,000 | $1,000,000/$3,000,000 |
| Des Moines | IA | $35,000 | $1,000,000/$3,000,000 |
| Boise | ID | $30,000 | $1,000,000/$3,000,000 |
| Chicago | IL | $95,000 | $1,000,000/$3,000,000 |
| Wichita | KS | $35,000 + KS HCSF | $200,000/$600,000 |
| Louisville | KY | $50,000 | $1,000,000/$3,000,000 |
| Indianapolis | IN | $30,000 + IN PCF | $250,000/$750,000 |
| New Orleans | LA | $35,000 + LA PCF | $100,000/$300,000 |
| Boston | MA | $65,000 | $1,000,000/$3,000,000 |
| Baltimore | MD | $70,000 | $1,000,000/$3,000,000 |
| Portland | ME | $40,000 | $1,000,000/$3,000,000 |
| Detroit | MI | $70,000 | $1,000,000/$3,000,000 |
| St. Louis | MO | $60,000 | $1,000,000/$3,000,000 |
| Minneapolis | MN | $30,000 | $1,000,000/$3,000,000 |
| Jackson | MS | $60,000 | $1,000,000/$3,000,000 |
| Billings | MT | $65,000 | $1,000,000/$3,000,000 |
| Charlotte | NC | $400,000 | $1,000,000/$3,000,000 |
| Fargo | ND | $30,000 | $1,000,000/$3,000,000 |
| Omaha | NE | $30,000 | $1,000,000/$3,000,000 |
| Manchester | NH | $55,000 | $1,000,000/$3,000,000 |
| Albuquerque | NM | $55,000 + NM PCF | $250,000/750,000 (Only Occurrence; no Claims-Made coverage) |
| Newark | NJ | $65,000 | $1,000,000/$3,000,000 |
| Las Vegas | NV | $75,000 | $1,000,000/$3,000,000 |
| Manhattan, NY | NY | $135,000 | $1,300,000/$3,900,000 |
| Columbus | OH | $60,000 | $1,000,000/$3,000,000 |
| Oklahoma City | OK | $50,000 | $1,000,000/$3,000,000 |
| Portland | OR | $40,000 | $1,000,000/$3,000,000 |
| Philadelphia | PA | $65,000 + MCARE | $500,000/$1,500,000 |
| Providence | RI | $50,000 | $1,000,000/$3,000,000 |
| Charleston | SC | $50,000 | $1,000,000/$3,000,000 |
| Sioux Falls | SD | $30,000 | $1,000,000/$3,000,000 |
| Nashville | TN | $45,000 | $1,000,000/$3,000,000 |
| Houston | TX* | $35,000 | $200,000/$600,000 |
| Houston | TX* | $50,000 | $1,000,000/$3,000,000 |
| Salt Lake City | UT | $45,000 | $1,000,000/$3,000,000 |
| Burlington | VT | $35,000 | $1,000,000/$3,000,000 |
| Seattle | WA | $50,000 | $1,000,000/$3,000,000 |
| Virginia Beach | VA | $50,000 | $2,650,000/$7,950,000 |
| Milwaukee | WI | $35,000 + PCF | $1,000,000/$3,000,000 |
| Charleston | WI | $65,000 | $1,000,000/$3,000,000 |
| Cheyenne | WY | $50,000 | $1,000,000/$3,000,000 |
*These states have limit options
Note: These rates are approximate, and each individual’s unique factors can affect their premium.
Medical malpractice insurance rates for neurosurgeons vary widely based on several factors, including:
Working with an experienced medical malpractice broker helps you navigate these complexities and secure customized coverage that fits your needs—without overpaying.
Premier Neurosurgeon Malpractice Coverage in All 50 States
Our brokers customize neurosurgeon policy terms according to state-specific codes & requirements.
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Neurosurgery Liability & Malpractice Insurance Made Simple
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If you move states, change practices, or update your risk profile, we keep you covered with proactive policy consultations & updates.
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Neurosurgeon Liability & Malpractice Insurance FAQs
Get Your Neurosurgeon Medical Malpractice Insurance Quote Today
With rising premiums and complex coverage requirements, choosing the right insurance partner matters more than ever. To speak with an experienced malpractice insurance broker, email info@medpli.com or call our Illinois office at 800-969-1339.
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