MEDPLI delivers “A” rated professional liability coverage to medical doctors practicing in Arizona. As an independent broker, MEDPLI works for doctors to ensure they receive strong protection, while lowering premiums for doctors who deserve discounts for their good claim history. MEDPLI helps physicians who are changing jobs (need tail insurance?), starting new practices, [...]
Doctors should read their employment contracts carefully. The contract should specify if your employer is going to provide tail coverage when you leave the job. If they do not provide your tail coverage, you are responsible for your own liability protection. This piece summarizes Dr. Khan’s scenario and answers some common questions about [...]
Medical malpractice insurance can be confusing, even for the most highly educated. Doctors who are buying malpractice for the first time have many questions. What is claims-made? What is occurrence? What’s my retroactive date? Do I get a discount for working less than 20 hours per week? What does $1,000,000/$3,000,000 limits mean? Who [...]
Claims-made policies vastly outnumber claims-paid policies for physician medical malpractice insurance in the United States. Still, many doctors who are currently insured on a claims-paid policy form do not even know there is a difference. This post intends to clarify some key differences in claims-made and claims-paid malpractice insurance policies. Physicians should pay [...]
“Tail insurance” means the same thing as the formal term “extended reporting period (ERP)”, in the scope of medical malpractice insurance. This post will help doctors understand what tail insurance is, why they need it, how much tail costs, and offer practical advice on how to obtain affordable malpractice tail coverage. When you [...]
