Oregon: Medical Malpractice Insurance Requirements for 2020
Oregon carries no legal requirement that doctors carry medical malpractice insurance. Though there is no legal requirement, most hospitals in Oregon require that doctors have malpractice coverage in order to treat patients.
Oregon’s state constitution prohibits caps on non-economic damages in personal injury cases, but it caps non-economic damages in wrongful death cases at $500,000, including wrongful deaths caused by medical malpractice. Non-economic damages include pain and suffering, loss of consortium, loss of care and guidance, and other losses. Damages for monetary losses like lost wages and medical bills are known as “economic” damages, and no cap applies to this kind of compensation.
Liability limits of $1 million per occurrence or claim and $3 million per annual aggregate are the typical policy amounts when purchasing medical malpractice insurance in Oregon. OB/GYNs and surgeons might need policies with higher liability limits than this.
Oregon: Medical Malpractice Insurance Outcomes for 2019
TOTAL PAYOUT
The total medical malpractice payout in Oregon for 2019 was $56,528,500.
TOTAL PAYOUT VS. OUTCOME
TYPE OF INJURY
PATIENT AGE
PAYOUTS BY PATIENT TYPE
PAYOUTS BY PATIENT GENDER
OREGON MEDICAL MALPRACTICE INSURANCE RATES BY SPECIALTY
| Specialty | Approximate Rate | Minimum Rate | Maximum Rate |
|---|---|---|---|
| Anesthesiology | $9,000 | $6,000 | $12,000 |
| Cardiovascular Disease Minor Surgery | $11,000 | $10,000 | $13,000 |
| Emergency Medicine | $18,000 | $15,000 | $20,000 |
| Family Practice No Surgery | $7,000 | $4,000 | $9,000 |
| Gastroenterology No Surgery | $10,000 | $9,000 | $11,000 |
| General Surgery | $25,000 | $15,000 | $35,000 |
| Internal Medicine No Surgery | $8,000 | $5,000 | $9,000 |
| Neurology No Surgery | $10,000 | $9,000 | $12,000 |
| Obstetrics and Gynecology Major Surgery | $36,000 | $25,000 | $45,000 |
| Occupational Medicine | $5,000 | $4,000 | $6,000 |
| Ophthalmology No Surgery | $6,000 | $4,000 | $8,000 |
| Orthopedic Surgery No Spine | $20,000 | $14,000 | $25,000 |
| Pediatrics No Surgery | $8,000 | $6,000 | $9,000 |
| Psychiatry | $6,000 | $4,000 | $8,000 |
| Radiology – Diagnostic | $12,000 | $8,000 | $16,000 |
*State filed rates from 2016
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MEDPLI offers insurance products and services for physicians, including tail insurance, group coverage, and private practice malpractice coverage. Contact us to find out how we can help.
About the Author
Max Schloemann is a medical malpractice insurance broker helping physicians and surgeons secure Medical Professional Liability coverage. A Magna Cum Laude graduate of Southern Illinois University’s College of Business, he was named Outstanding Management Senior.
Max began his career in 2008 at an industry-leading firm and founded MEDPLI in 2017 to guide private practice doctors and physicians in transition through the complexities of malpractice insurance.
Outside of work, Max, his wife Kristen (a Physician Assistant), and their four kids enjoy the outdoors and attending the kids’ sporting events. For malpractice insurance questions, you can contact Max here.
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