Cannon Beach in Oregon

Oregon: Medical Malpractice Insurance Requirements for 2020

Oregon carries no legal requirement that doctors carry medical malpractice insurance. Though there is no legal requirement, most hospitals in Oregon require that doctors have malpractice coverage in order to treat patients.

Oregon’s state constitution prohibits caps on non-economic damages in personal injury cases, but it caps non-economic damages in wrongful death cases at $500,000, including wrongful deaths caused by medical malpractice. Non-economic damages include pain and suffering, loss of consortium, loss of care and guidance, and other losses. Damages for monetary losses like lost wages and medical bills are known as “economic” damages, and no cap applies to this kind of compensation.

Liability limits of $1 million per occurrence or claim and $3 million per annual aggregate are the typical policy amounts when purchasing medical malpractice insurance in Oregon. OB/GYNs and surgeons might need policies with higher liability limits than this.

Oregon: Medical Malpractice Insurance Outcomes for 2019

TOTAL PAYOUT

The total medical malpractice payout in Oregon for 2019 was $56,528,500.

TOTAL PAYOUT VS. OUTCOME

TYPE OF INJURY

PATIENT AGE

PAYOUTS BY PATIENT TYPE

PAYOUTS BY PATIENT GENDER

OREGON MEDICAL MALPRACTICE INSURANCE RATES BY SPECIALTY

Specialty Approximate Rate Minimum Rate Maximum Rate
Anesthesiology $9,000 $6,000 $12,000
Cardiovascular Disease Minor Surgery $11,000 $10,000 $13,000
Emergency Medicine $18,000 $15,000 $20,000
Family Practice No Surgery $7,000 $4,000 $9,000
Gastroenterology No Surgery $10,000 $9,000 $11,000
General Surgery $25,000 $15,000 $35,000
Internal Medicine No Surgery $8,000 $5,000 $9,000
Neurology No Surgery $10,000 $9,000 $12,000
Obstetrics and Gynecology Major Surgery $36,000 $25,000 $45,000
Occupational Medicine $5,000 $4,000 $6,000
Ophthalmology No Surgery $6,000 $4,000 $8,000
Orthopedic Surgery No Spine $20,000 $14,000 $25,000
Pediatrics No Surgery $8,000 $6,000 $9,000
Psychiatry $6,000 $4,000 $8,000
Radiology – Diagnostic $12,000 $8,000 $16,000

*State filed rates from 2016

We help doctors from every locality in Oregon, from every specialty. We can help OB/GYNs in Portland, Pediatricians in Eugene, surgeons in Bend, and more. Request a quote today to get the process started.

MEDPLI offers insurance products and services for physicians, including tail insurance, group coverage, and private practice malpractice coverage. Contact us to find out how we can help.