Interventional radiology demands more customized medical malpractice coverage compared to diagnostic radiology. MEDPLI can help.
With approximately 3,000 interventional radiologists providing services in only 15% of U.S. counties, a limited number of A-rated insurance providers choose to underwrite Interventional Radiology (IR).
Interventional radiologists perform minimally invasive procedures with a lower risk of patient harm than open surgery. However, insurance providers still categorize IR procedures as moderate to high risk due to their complexity and reliance on precision.
At MEDPLI, we use our expertise to identify which A-rated carriers provide coverage to IRs and then negotiate on your behalf to secure the best coverage and rates. We can help protect you against the financial liabilities of medical malpractice claims.
Interventional Radiologist Medical Malpractice Insurance Rates
All interventional radiologists should review their policies with a qualified insurance broker to ensure the correct medical malpractice coverage.
Rates for IR medical malpractice coverage vary between states. Request a customized quote from MEDPLI to explore the occurrence and claims-made coverage options available in your area.
| State | City | Premium Estimate | Limits of Liability |
|---|---|---|---|
| AL | Birmingham | $40,000 | $1,000,000/$3,000,000 |
| AR | Little Rock | $40,000 | $1,000,000/$3,000,000 |
| AZ | Phoenix | $45,000 | $1,000,000/$3,000,000 |
| CA | Los Angeles | $42,000 | $1,000,000/$3,000,000 |
| CO | Denver | $42,000 | $1,000,000/$3,000,000 |
| CT | Bridgeport | $65,000 | $1,000,000/$4,000,000 |
| DE | Wilmington | $50,000 | $1,000,000/$3,000,000 |
| DC | Washington DC | $70,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $90,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $65,000 | $250,000/$750,000 |
| GA | Atlanta | $50,000 | $1,000,000/$3,000,000 |
| HI | Honolulu | $70,000 | $1,000,000/$3,000,000 |
| IA | Des Moines | $35,000 | $1,000,000/$3,000,000 |
| ID | Boise | $30,000 | $1,000,000/$3,000,000 |
| IL | Chicago | $80,000 | $1,000,000/$3,000,000 |
| KS | Wichita | $30,000 + KS HCSF | $200,000/$600,000 |
| KY | Louisville | $60,000 | $1,000,000/$3,000,000 |
| IN | Indianapolis | $35,000 + IN PCF | $250,000/$750,000 |
| LA | New Orleans | $42,000 + LA PCF | $1,000,000/$3,000,000 |
| MA | Boston | $55,000 | $1,000,000/$3,000,000 |
| MD | Baltimore | $60,000 | $1,000,000/$3,000,000 |
| ME | Portland | $42,000 | $1,000,000/$3,000,000 |
| MI | Detroit | $60,000 | $1,000,000/$3,000,000 |
| MO | St. Louis | $50,000 | $1,000,000/$3,000,000 |
| MN | Minneapolis | $35,000 | $1,000,000/$3,000,000 |
| MS | Jackson | $45,000 | $1,000,000/$3,000,000 |
| MT | Billings | $50,000 | $1,000,000/$3,000,000 |
| NC | Charlotte | $55,000 | $1,000,000/$3,000,000 |
| ND | Fargo | $50,000 | $1,000,000/$3,000,000 |
| NE | Omaha | $30,000 | $1,000,000/$3,000,000 |
| NH | Manchester | $50,000 | $1,000,000/$3,000,000 |
| NM** | Albuquerque | $45,000 + NM PCF | $200,000/600,000 |
| NJ | Newark | $85,000 | $1,000,000/$3,000,000 |
| NV | Las Vegas | $27,000 | $1,000,000/$3,000,000 |
| NY | Manhattan, NY | $55,000 | $1,300,000/$3,900,000 |
| OH | Columbus | $75,000 | $1,000,000/$3,000,000 |
| OK | Oklahoma City | $45,000 | $1,000,000/$3,000,000 |
| OR | Portland | $45,000 | $1,000,000/$3,000,000 |
| PA | Philadelphia | $70,000 + MCARE | $500,000/$1,500,000 |
| RI | Providence | $50,000 | $1,000,000/$3,000,000 |
| SC | Charleston | $45,000 | $1,000,000/$3,000,000 |
| SD | Sioux Falls | $45,000 | $1,000,000/$3,000,000 |
| TN | Nashville | $45,000 | $1,000,000/$3,000,000 |
| TX* | Houston | $40,000 | $200,000/$600,000 |
| TX* | Houston | $60,000 | $1,000,000/$3,000,000 |
| UT | Salt Lake City | $40,000 | $1,000,000/$3,000,000 |
| VA | Virginia Beach | $45,000 | $2,500,000/$7,500,000 |
| VT | Burlington | $45,000 | $1,000,000/$3,000,000 |
| WA | Seattle | $45,000 | $1,000,000/$3,000,000 |
| WI | Milwaukee | $35,000 + PCF | $1,000,000/$3,000,000 |
| WV | Charleston | $60,000 | $1,000,000/$3,000,000 |
| WY | Cheyenne | $45,000 | $1,000,000/$3,000,000 |
*These states offer limit options
** Only Occurrence; no Claims-Made coverage
Why Do Interventional Radiologists Need Medical Malpractice Insurance?
According to the American Medical Association, over 40% of radiologists report involvement in a malpractice claim or lawsuit.
Interventional radiologists are often named in lawsuits due to procedural complications, or diagnostic errors, including:
According to the National Library of Medicine, malpractice lawsuits that involve IRs typically carry on for several years before a final resolution is reached.
The right medical malpractice insurance will protect against various factors in the event of a malpractice claim. These include: