Gastroenterologist Medical Malpractice Insurance Rates
Although Medscape listed gastroenterology as one of the top 10 specialties for lawsuits, liability rates for gastroenterologists are reasonable compared to other specialties. Still, medical malpractice insurance premiums vary widely by location and every practice is unique. Mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.
| State | City | Premium Estimate | Limits of Liability |
|---|---|---|---|
| AL | Birmingham | $20,000 | $1,000,000/$3,000,000 |
| AR | Little Rock | $20,000 | $1,000,000/$3,000,000 |
| AZ | Phoenix | $25,000 | $1,000,000/$3,000,000 |
| CA | Los Angeles | $20,000 | $1,000,000/$3,000,000 |
| CO | Denver | $25,000 | $1,000,000/$3,000,000 |
| CT | Bridgeport | $25,000 | $1,000,000/$4,000,000 |
| DE | Wilmington | $25,000 | $1,000,000/$3,000,000 |
| DC | Washington DC | $35,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $40,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $30,000 | $250,000/$750,000 |
| GA | Atlanta | $25,000 | $1,000,000/$3,000,000 |
| HI | Honolulu | $25,000 | $1,000,000/$3,000,000 |
| IA | Des Moines | $20,000 | $1,000,000/$3,000,000 |
| ID | Boise | $20,000 | $1,000,000/$3,000,000 |
| IL | Chicago | $40,000 | $1,000,000/$3,000,000 |
| KS | Wichita | $20,000 + KS HCSF | $200,000/$600,000 |
| KY | Louisville | $25,000 | $1,000,000/$3,000,000 |
| IN | Indianapolis | $20,000 + IN PCF | $250,000/$750,000 |
| LA | New Orleans | $20,000 + LA PCF | $1,000,000/$3,000,000 |
| MA | Boston | $25,000 | $1,000,000/$3,000,000 |
| MD | Baltimore | $30,000 | $1,000,000/$3,000,000 |
| ME | Portland | $20,000 | $1,000,000/$3,000,000 |
| MI | Detroit | $30,000 | $1,000,000/$3,000,000 |
| MO | St. Louis | $25,000 | $1,000,000/$3,000,000 |
| MN | Minneapolis | $20,000 | $1,000,000/$3,000,000 |
| MS | Jackson | $25,000 | $1,000,000/$3,000,000 |
| MT | Billings | $25,000 | $1,000,000/$3,000,000 |
| NC | Charlotte | $15,000 | $1,000,000/$3,000,000 |
| ND | Fargo | $15,000 | $1,000,000/$3,000,000 |
| NE | Omaha | $20,000 | $1,000,000/$3,000,000 |
| NH | Manchester | $30,000 | $1,000,000/$3,000,000 |
| NM** | Albuquerque | $30,000 + NM PCF | $200,000/600,000 |
| NJ | Newark | $30,000 | $1,000,000/$3,000,000 |
| NV | Las Vegas | $30,000 | $1,000,000/$3,000,000 |
| NY | Manhattan, NY | $55,000 | $1,300,000/$3,900,000 |
| OH | Columbus | $25,000 | $1,000,000/$3,000,000 |
| OK | Oklahoma City | $20,000 | $1,000,000/$3,000,000 |
| OR | Portland | $20,000 | $1,000,000/$3,000,000 |
| PA | Philadelphia | $30,000 + MCARE | $500,000/$1,500,000 |
| RI | Providence | $20,000 | $1,000,000/$3,000,000 |
| SC | Charleston | $20,000 | $1,000,000/$3,000,000 |
| SD | Sioux Falls | $15,000 | $1,000,000/$3,000,000 |
| TN | Nashville | $20,000 | $1,000,000/$3,000,000 |
| TX* | Houston | $20,000 | $200,000/$600,000 |
| TX* | Houston | $25,000 | $1,000,000/$3,000,000 |
| UT | Salt Lake City | $20,000 | $1,000,000/$3,000,000 |
| VA | Virginia Beach | $25,000 | $2,500,000/$7,500,000 |
| VT | Burlington | $20,000 | $1,000,000/$3,000,000 |
| WA | Seattle | $20,000 | $1,000,000/$3,000,000 |
| WI | Milwaukee | $20,000 + PCF | $1,000,000/$3,000,000 |
| WV | Charleston | $25,000 | $1,000,000/$3,000,000 |
| WY | Cheyenne | $25,000 | $1,000,000/$3,000,000 |
*These states offer limit options
** Only Occurrence; no Claims-Made coverage
Why Gastroenterologists Need Medical Malpractice Insurance
According to a study published in Clinical Gastroenterology and Hepatology, the most common reasons for malpractice claims against gastroenterologists are errors in diagnosis and improper performance of a procedure.
Lawsuits against gastroenterologists tend to include:
Errors in diagnosing stomach, colon, and rectal cancers have historically resulted in the highest average indemnity payouts to patients.
While a recent American Medical Association study reports that only 1% of all paid medical malpractice claims are attributed to gastroenterologists, even the most careful and skillful gastroenterologist will likely have complications that could potentially result in a malpractice lawsuit. Transparent patient communication combined with thorough documentation and record keeping will help gastroenterologists reduce their risk of a malpractice claim.
The right medical malpractice policy will also shield you in the event of a lawsuit. Malpractice insurance offers gastroenterologists protection from:
Though many (not all) states have no legal requirement for gastroenterologists to carry malpractice insurance, most hospitals require it if you want admitting privileges.