Tail coverage term lengths vary from one year to an unlimited term. Common terms are for 2, 3, and 5 years. We recommend purchasing a tail that endures beyond your state’s statute of limitations for submitting a malpractice claim. Most physicians opt for unlimited-term coverage when available, even though shorter-duration tail coverage is often less expensive.
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About the Author: Max Schloemann
Max Schloemann is a medical malpractice insurance broker, focused on helping physicians and surgeons secure Medical Professional Liability coverage. Max graduated Magna cum Laude from Southern Illinois University College of Business and was named the Outstanding Management Senior. Max’s career in medical malpractice insurance began in 2008 with an industry-leading firm. Max founded MEDPLI in 2017 to help private practice physicians and doctors changing jobs navigate the complexities of medical malpractice insurance in the new era of healthcare. Max’s wife, Kristen, a Physician Assistant, and their 4 kids enjoy spending time outdoors and going to the kids' sporting activities. If you have a question about medical malpractice insurance for your practice, you can contact Max here.