Neurologists need strong malpractice insurance solutions that cover them from harm in the event of a lawsuit.
According to a 2019 Medscape study of neurologists:
Neurologist Medical Malpractice Insurance Rates
Rates for neurologist medical malpractice insurance vary widely by location and each practice is unique. Mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.
| State | City | Premium Estimate | Limits of Liability |
|---|---|---|---|
| AL | Birmingham | $20,000 | $1,000,000/$3,000,000 |
| AR | Little Rock | $20,000 | $1,000,000/$3,000,000 |
| AZ | Phoenix | $25,000 | $1,000,000/$3,000,000 |
| CA | Los Angeles | $20,000 | $1,000,000/$3,000,000 |
| CO | Denver | $25,000 | $1,000,000/$3,000,000 |
| CT | Bridgeport | $25,000 | $1,000,000/$4,000,000 |
| DE | Wilmington | $25,000 | $1,000,000/$3,000,000 |
| DC | Washington DC | $35,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $40,000 | $1,000,000/$3,000,000 |
| FL* | Miami | $30,000 | $250,000/$750,000 |
| GA | Atlanta | $25,000 | $1,000,000/$3,000,000 |
| HI | Honolulu | $25,000 | $1,000,000/$3,000,000 |
| IA | Des Moines | $20,000 | $1,000,000/$3,000,000 |
| ID | Boise | $20,000 | $1,000,000/$3,000,000 |
| IL | Chicago | $40,000 | $1,000,000/$3,000,000 |
| KS | Wichita | $20,000 + KS HCSF | $200,000/$600,000 |
| KY | Louisville | $25,000 | $1,000,000/$3,000,000 |
| IN | Indianapolis | $20,000 + IN PCF | $250,000/$750,000 |
| LA | New Orleans | $20,000 + LA PCF | $1,000,000/$3,000,000 |
| MA | Boston | $25,000 | $1,000,000/$3,000,000 |
| MD | Baltimore | $30,000 | $1,000,000/$3,000,000 |
| ME | Portland | $20,000 | $1,000,000/$3,000,000 |
| MI | Detroit | $30,000 | $1,000,000/$3,000,000 |
| MO | St. Louis | $25,000 | $1,000,000/$3,000,000 |
| MN | Minneapolis | $20,000 | $1,000,000/$3,000,000 |
| MS | Jackson | $25,000 | $1,000,000/$3,000,000 |
| MT | Billings | $25,000 | $1,000,000/$3,000,000 |
| NC | Charlotte | $15,000 | $1,000,000/$3,000,000 |
| ND | Fargo | $15,000 | $1,000,000/$3,000,000 |
| NE | Omaha | $20,000 | $1,000,000/$3,000,000 |
| NH | Manchester | $30,000 | $1,000,000/$3,000,000 |
| NM** | Albuquerque | $30,000 + NM PCF | $200,000/600,000 |
| NJ | Newark | $30,000 | $1,000,000/$3,000,000 |
| NV | Las Vegas | $30,000 | $1,000,000/$3,000,000 |
| NY | Manhattan, NY | $55,000 | $1,300,000/$3,900,000 |
| OH | Columbus | $25,000 | $1,000,000/$3,000,000 |
| OK | Oklahoma City | $20,000 | $1,000,000/$3,000,000 |
| OR | Portland | $20,000 | $1,000,000/$3,000,000 |
| PA | Philadelphia | $30,000 + MCARE | $500,000/$1,500,000 |
| RI | Providence | $20,000 | $1,000,000/$3,000,000 |
| SC | Charleston | $20,000 | $1,000,000/$3,000,000 |
| SD | Sioux Falls | $15,000 | $1,000,000/$3,000,000 |
| TN | Nashville | $20,000 | $1,000,000/$3,000,000 |
| TX* | Houston | $20,000 | $200,000/$600,000 |
| TX* | Houston | $25,000 | $1,000,000/$3,000,000 |
| UT | Salt Lake City | $20,000 | $1,000,000/$3,000,000 |
| VA | Virginia Beach | $25,000 | $2,500,000/$7,500,000 |
| VT | Burlington | $20,000 | $1,000,000/$3,000,000 |
| WA | Seattle | $20,000 | $1,000,000/$3,000,000 |
| WI | Milwaukee | $20,000 + PCF | $1,000,000/$3,000,000 |
| WV | Charleston | $25,000 | $1,000,000/$3,000,000 |
| WY | Cheyenne | $25,000 | $1,000,000/$3,000,000 |
*These states offer limit options
** Only Occurrence; no Claims-Made coverage
Why Neurologists Need Medical Malpractice Insurance
Neurologists face increased medical malpractice risk and high accountability because:
Neurologists are most likely to be sued for:
When neurologists were asked their opinion on why medical malpractice lawsuits are brought forward, three-fourths felt that patients don’t understand the medical risks or they don’t realize that even if a neurologist does everything right, their care can still result in a bad outcome.
Neurologists can take an active role in protecting themselves from the harm of a lawsuit. According to Neurology Today, “the essential features of effective risk management and successful malpractice defense are a solid physician-patient relationship, valid consent, and proper documentation.”
Robust medical malpractice insurance will also help you mitigate risk. The right policy will protect you from multiple factors in the event of a lawsuit, including:
Though many (not all) states have no legal requirement for doctors to have malpractice insurance in place, 94% of neurologists carry a liability policy.