For bariatric surgeons, medical malpractice insurance from an A-rated carrier is a must.
Bariatric surgery is a high-risk specialty, increasing a surgeon’s potential for lengthy and severe medical malpractice claims that can result in expensive payouts.
Bariatrician Medical Malpractice Insurance Rates
As trends continue to shift in the different types of bariatric surgeries performed, bariatric surgeons should also expect shifting risk and an impact on premiums.
All bariatric surgeons, especially general surgeons who are planning to specialize in bariatrics, should review their policy with a qualified insurance broker to ensure that thorough medical malpractice coverage for bariatric surgery is in place.
Medical malpractice insurance rates for bariatric surgeons vary greatly by location and mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.
City | State | Premium Estimate | Limits of Liability |
---|---|---|---|
Birmingham | AL | $40,000 | $1,000,000/$3,000,000 |
Little Rock | AR | $40,000 | $1,000,000/$3,000,000 |
Phoenix | AZ | $50,000 | $1,000,000/$3,000,000 |
Los Angeles | CA | $43,000 | $1,000,000/$3,000,000 |
Denver | CO | $55,000 | $1,000,000/$3,000,000 |
Bridgeport | CT | $50,000 | $1,000,000/$4,000,000 |
Wilmington | DE | $55,000 | $1,000,000/$3,000,000 |
Washington DC | $85,000 | $1,000,000/$3,000,000 | |
Miami | FL* | $80,000 | $1,000,000/$3,000,000 |
Miami | FL* | $60,000 | $250,000/$750,000 |
Atlanta | GA | $50,000 | $1,000,000/$3,000,000 |
Honolulu | HI | $55,000 | $1,000,000/$3,000,000 |
Des Moines | IA | $35,000 | $1,000,000/$3,000,000 |
Boise | ID | $30,000 | $1,000,000/$3,000,000 |
Chicago | IL | $90,000 | $1,000,000/$3,000,000 |
Wichita | KS | $35,000 + KS HCSF | $200,000/$600,000 |
Louisville | KY | $45,000 | $1,000,000/$3,000,000 |
Indianapolis | IN | $35,000 + IN PCF | $250,000/$750,000 |
New Orleans | LA | $35,000 + LA PCF | $100,000/$300,000 |
Boston | MA | $55,000 | $1,000,000/$3,000,000 |
Baltimore | MD | $65,000 | $1,000,000/$3,000,000 |
Portland | ME | $40,000 | $1,000,000/$3,000,000 |
Detroit | MI | $65,000 | $1,000,000/$3,000,000 |
St. Louis | MO | $55,000 | $1,000,000/$3,000,000 |
Minneapolis | MN | $30,000 | $1,000,000/$3,000,000 |
Jackson | MS | $60,000 | $1,000,000/$3,000,000 |
Billings | MT | $65,000 | $1,000,000/$3,000,000 |
Charlotte | NC | $45,000 | $1,000,000/$3,000,000 |
Fargo | ND | $30,000 | $1,000,000/$3,000,000 |
Omaha | NE | $30,000 | $1,000,000/$3,000,000 |
Manchester | NH | $55,000 | $1,000,000/$3,000,000 |
Albuquerque | NM | $45,000 + NM PCF | $200,000/600,000 (Only Occurrence; no Claims-Made coverage) |
Newark | NJ | $60,000 | $1,000,000/$3,000,000 |
Las Vegas | NV | $55,000 | $1,000,000/$3,000,000 |
Manhattan, NY | NY | $130,000 | $1,300,000/$3,900,000 |
Columbus | OH | $55,000 | $1,000,000/$3,000,000 |
Oklahoma City | OK | $50,000 | $1,000,000/$3,000,000 |
Portland | OR | $35,000 | $1,000,000/$3,000,000 |
Philadelphia | PA | $55,000 + MCARE | $500,000/$1,500,000 |
Providence | RI | $45,000 | $1,000,000/$3,000,000 |
Charleston | SC | $45,000 | $1,000,000/$3,000,000 |
Sioux Falls | SD | $40,000 | $1,000,000/$3,000,000 |
Nashville | TN | $45,000 | $1,000,000/$3,000,000 |
Houston | TX* | $40,000 | $200,000/$600,000 |
Houston | TX* | $50,000 | $1,000,000/$3,000,000 |
Salt Lake City | UT | $45,000 | $1,000,000/$3,000,000 |
Burlington | VT | $35,000 | $1,000,000/$3,000,000 |
Seattle | WA | $45,000 | $1,000,000/$3,000,000 |
Virginia Beach | VA | $45,000 | $2,450,000/$7,350,000 |
Milwaukee | WI | $30,000 + PCF | $1,000,000/$3,000,000 |
Charleston | WV | $65,000 | $1,000,000/$3,000,000 |
Cheyenne | WY | $55,000 | $1,000,000/$3,000,000 |
*These states offer limit options
Why Bariatric Surgeons need Medical Malpractice Insurance
Patients seeking bariatric surgery can be particularly challenging to treat due to their physical health and comorbidities, often making these candidates high risk.
Studies indicate that the probability of a medical malpractice lawsuit correlates positively to the number of bariatric surgeries performed and the number of years in practice.
Bariatric Surgeons tend to be sued for:
While most states have caps on damages, bariatric surgery claims are associated with high payouts in states without damage cap limits. The right medical malpractice insurance will protect you from multiple factors in the event of a lawsuit. These are:
Though many (not all) states have no legal requirement for bariatricians to carry liability insurance, most hospitals and surgery centers require it.