FAQs Archive | Page 3 of 7 | MEDPLI Professional Liability Insurance

Q: Q: Can I work directly with Max?

A: Yes, especially for complex needs like tail coverage or new practice launches. While MEDPLI has a team of licensed brokers, Max remains directly involved with many clients.

Q: Q: Do I need malpractice insurance as a locum tenens physician?

A: Yes, and the requirements can be unique. Max can help structure flexible policies to match your contract terms.

Q: Q: How much can I expect to pay for malpractice insurance?

A: Max and the MEDPLI team typically help clients save 15–30% on premiums by customizing policies based on specialty, risk profile, and state-specific needs. Get a fast quote now .

Q: Q: When should I purchase tail coverage?

A: Tail coverage is essential when you're leaving a job and your previous malpractice policy was "claims-made." It protects you against future lawsuits for incidents that occurred while you were covered. To ensure you are holding the right coverage at the best cost, contact an experienced MEDPLI broker.

Q: Can I purchase tail coverage on my own?

You can buy directly from the employer’s carrier on your own. However, to get multiple quotes, you’ll need to work with a malpractice insurance broker who has experience with standalone tail coverage. It’s important to note that most insurance carriers do not work directly with doctors. Tail insurance is a subspecialty for medical malpractice providers and requires a specialized broker.

Q: Can tail coverage be purchased separately?

Yes. Tail insurance can be purchased as a standalone tail policy or from the present carrier as an endorsement (or add-on) to an existing claims-made policy. To qualify for Standalone Tail Coverage, you must have your application reviewed and approved by a malpractice insurance carrier underwriter. MEDPLI will help you get your application reviewed by the top A-rated carrier underwriters.