FAQs Archive | Page 2 of 7 | MEDPLI Professional Liability Insurance

Q: Q: Can MEDPLI help me compare carriers or understand policy exclusions?

A: Yes. We provide detailed comparisons of premium rates , coverage limits, exclusions, defense provisions, and consent-to-settle clauses so you understand your options. NOTE : It is essential to read your policy and consult with your broker if you have questions. Schedule a policy review

Q: Q: Do you work with doctors in all states and specialties?

A: Yes. MEDPLI is licensed in all 50 states and works with physicians across all specialties, including high-risk fields like OB/GYN , general surgery , and pain management. We understand the regulatory differences and carrier landscapes state by state. Get a state-specific quote

Q: Q: Does MEDPLI help with tail coverage when I leave a job or retire?

A: Absolutely . We help physicians understand and secure tail coverage , whether you’re changing jobs, switching from claims-made to occurrence , or retiring. We’ll w alk you through your options so you avoid coverage gaps. MEDPLI has helped thousands of doctors navigate their unique circumstances, including changing jobs, closing practices, retirement, and more. Some carriers offer free tail in the event of death, disability, or permanent retirement from the practice of medicine.

Q: Q: Can MEDPLI help me secure coverage if I’ve had a claim or lawsuit?

A: Yes . If you’ve had prior claims, faced non-renewal, or been labeled high-risk, MEDPLI can match you with carriers that specialize in complex risk profiles. MEDPLI works hard to ensure you’re still protected and at a fair price. Generally, after experiencing claims or a non-renewal, you will see elevated premiums for several years. We work to mitigate the high costs while securing strong coverage. As an independent broker, we shop a wide range of carriers with varying appetites for medical professional liability risk transfer. Start here if you’ve had a claim

Q: Q: How much does it cost to work with MEDPLI?

A: Our services are free to physicians . We’re paid by the insurance carriers, which means you get expert, unbiased advice and dedicated advocacy at no cost to you . We forgo charging fees to our clients because our sole focus is on medical malpractice insurance. We are committed to fostering long-term relationships founded on trust and exceptional service. Get a free quote now