Frequently Asked Questions

What types of malpractice policies are available to correctional medicine physicians?

Correctional medicine physicians typically qualify for only claims-made malpractice coverage.

  • A claims-made policy covers an incident only if the policy is active both when the incident occurs and when the claim is filed
  • Because coverage is tied to the policy staying active, correctional medicine physicians need tail coverage to protect against claims filed after their policy ends, whether they’re retiring, switching jobs, or changing carriers
  • Since tail coverage isn’t optional for this specialty the way it might be for others, correctional medicine physicians should budget for it from the start rather than treating it as a later add-on.

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