What are Iowa’s medical malpractice insurance requirements?

While Iowa doesn’t set a single statewide minimum, physicians and employers commonly rely on $1,000,000/$3,000,000 limits as the standard. Physicians using claims-made policies should also plan for tail coverage, typically around 200% of the annual premium, when leaving a job, switching insurers, or closing a practice.

MEDPLI helps Iowa physicians secure appropriate limits, policy types, and carriers for their specialty and career stage.