Does Idaho have damage caps that affect malpractice insurance costs?

Yes. Idaho Statute 6-1603 caps non-economic damages (pain and suffering, emotional distress) at $250,000, adjusted annually for inflation, and this cap has helped keep malpractice premiums more predictable than in states without such limits. The cap doesn’t apply to economic damages like medical expenses and lost wages, or to cases involving willful, reckless, or felony conduct.

MEDPLI helps Idaho physicians understand how the state’s tort environment factors into their coverage decisions and rate estimates.